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22 Union Sq, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 22 Union Sq, Gardner, MA 01440

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details2 ba · 4,516 sqft · built 1963
Lot Size0.62 acres (27,026 sqft)
OwnerCompany Name on Record
Last Sale$400,000 (May 2025)
Tax Bill$5,231 (2026)
Deeds & MortgagesMay 2025 Sale
Flood ZoneZone X (minimal risk)
APNM:R-20 B:0004 L:0022

Property Details

APN / Parcel Number

Primary APNM:R-20 B:0004 L:0022
Alternative APN
  • GARD M:R22 B:23 L:22

Interior

Full Baths2 Baths
Stories1 Story
Building Area4,516 sqft Total Area

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeFlat
Roof MaterialOther
Lot Area27,026 sqft (0.62 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address22 UNION SQ
CityGARDNER
StateMA
Zip01440-3047
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeC2
Legal Block23
Legal Lot Number22
JurisdictionGARDNER MA
Township / Civil DivisionGARDNER
Census Block Group3
Census Block3017
Census Tract707500

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address66 SYLVAN RD, GARDNER, MA 01440-4117
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2025 · Amount on Record
Deed SaleMay 15, 2025 · Amount on Record
Prior SaleMar 28, 1985 · Amount on Record
Deed Book / Page71988 / 232
Record UpdatedOct 29, 2026

May 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateMay 15, 2025
Property Address22 UNION SQ, GARDNER, MA 01440-3047
Document Number071988-232
Book / Page71988 / 232
Instrument DateMay 15, 2025
Instrument38451
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address66 SYLVAN RD, GARDNER, MA 01440-4117

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$5,231.00 (+11.54%)$379,900 (+16.32%) Land $133,600 Building $246,300
2025$4,690.00 (+2.02%)$326,600 (+6.49%) Land $152,400 Building $174,200
2024$4,597.00 (+7.83%)$306,700 (+16.04%) Land $145,000 Building $161,700
2023$4,263.00$264,300 Land $92,200 Building $172,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARDNER WATER DEPARTMENT
serves 21,381 people · EPA ID MA2103000
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Gateway Fiber, Verizon.

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