19 Union Sq, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 19 Union Sq, Gardner, MA 01440

Property Summary

Property Type	Restaurant
Details	2 ba · 1,840 sqft · built 1940
Lot Size	0.332 acres (14,460 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Aug 2023)
Tax Bill	$4,430 (2026)
Deeds & Mortgages	Aug 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`M:R-20 B:0002 L:0001`

Property Details

APN / Parcel Number

Primary APN	`M:R-20 B:0002 L:0001`
Alternative APN	`GARD M:R22 B:23 L:23`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,840 sqft Total Area
Gross Area	2,308 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	14,460 sqft (0.332 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	19 UNION SQ
City	GARDNER
State	MA
Zip	01440-3028
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	C1
Legal Block	23
Legal Lot Number	23
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1015
Census Tract	707200

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	37 ADAMS ST, MALDEN, MA 02148-6412
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2023 · Amount on Record
Deed Sale	Aug 22, 2023 · Amount on Record
Prior Sale	Nov 24, 2004 · Amount on Record
Deed Document Number	202369192
Deed Book / Page	69548 / 44
Prior Transfer Date	Jul 3, 2023
Prior Transfer Doc	0069548-44
Record Updated	Oct 29, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Aug 22, 2023
Property Address	19 UNION SQ, GARDNER, MA 01440-3028
Document Number	0069548-44
Book / Page	69548 / 44
Instrument Date	Jul 3, 2023
Instrument	69192
Transaction Type	Transfer
Record Updated	Sep 8, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 ADAMS ST, MALDEN, MA 02148-6412
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,430.00 (+9,744.44%)	$321,700 (+0.69%) Land $114,000 Building $207,700
2025	$45.00 (-98.95%)	$319,500 (+11.25%) Land $111,800 Building $207,700
2024	$4,305.00 (+10.84%)	$287,200 (+19.27%) Land $106,600 Building $180,600
2023	$3,884.00	$240,800 Land $82,800 Building $158,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, Verizon.

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