Flagler County property record for 22 Undermount Path E, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,499 sqft · built 2014 |
| Lot Size | 0.231 acres (10,062 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Aug 2021) |
| Tax Bill | $3,789 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7057-00610-0080 |
| Primary APN | 07-11-31-7057-00610-0080 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,499 sqft Living Area |
| Gross Area | 2,084 sqft |
| 1st Floor Area | 1,499 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,062 sqft (0.231 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 612 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 22 UNDERMOUNT PATH E |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-5734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 57 BLK 61 LT 8 OR 205 PG 14 OR 660 PG 809 OR 717/395-DC OR 1935/1747 OR 2003/1723 OR 2164/376 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 61 |
| Legal Lot Number | 8 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 60208 |
Source: Flagler County records · APN 07-11-31-7057-00610-0080
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 UNDERMOUNT PATH E, PALM COAST, FL 32164-5734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 14, 2020 | Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 24, 2021 · Amount on Record |
| Deed Sale | Aug 24, 2021 · Amount on Record |
| Prior Sale | Oct 14, 2020 |
| Deed Document Number | 202146464 |
| Deed Book / Page | 2598 / 1158 |
| Prior Transfer Date | Oct 05, 2020 |
| Prior Transfer Doc | 0024850561 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Aug 24, 2021 |
| Property Address | 22 UNDERMOUNT PATH E, PALM COAST, FL 32164-5734 |
| Document Number | 0025981158 |
| Book / Page | 2598 / 1158 |
| Map Reference | MB 17 PG 12-28 |
| Instrument Date | Aug 19, 2021 |
| Instrument | 2021046464 |
| Transaction Type | Transfer |
| Record Updated | Sep 08, 2021 |
| Title Company | AGENT'S CHOICE TITLE LLC, AGENTS CHOICE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 96 UNDERWOOD TRLB, 96, PALM COAST, FL 32164 |
| Name | Verified Name |
|---|---|
| Address | 114 W CORA AVE, SPOKANE, WA 99205-3010 |
| Document Number | 25981159 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2598/1159 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Oct 14, 2020 |
| Property Address | 22 UNDERMOUNT PATH E, PALM COAST, FL 32164-5734 |
| Document Number | 0024850561 |
| Book / Page | 2485 / 561 |
| Map Reference | MB 17 PG 12-28 |
| Instrument Date | Oct 05, 2020 |
| Instrument | 2020041424 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | INSPIRE CLOSING SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 22 UNDERMOUNT PATH E, PALM COAST, FL 32164-5734 |
| Document Number | 0002485564 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 2485/564 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,789.00 (-1.53%) Homeowner's exemption | $251,684 (-1.33%) Land $52,000 Building $199,684 | $251,684 (-1.33%) Land $52,000 Building $199,684 |
| 2024 | $3,848.00 (-2.19%) | ||
| 2023 | $3,934.00 (-17.28%) Homeowner's exemption | $255,073 (+2.05%) Land $44,500 Building $210,573 | $255,073 (+2.05%) Land $44,500 Building $210,573 |
| 2022 | $4,756.00 | $249,953 Land $45,500 Building $204,453 | $249,953 Land $45,500 Building $204,453 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350602081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 6 (2009–2023) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Oct 2023 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 189 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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