Flagler County property record for 21 Undermount Path E, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,949 sqft · built 2006 |
| Lot Size | 0.23 acres (10,062 sqft) |
| Owner | Individual Name on File |
| Last Sale | $430,000 (Sep 2022) |
| Tax Bill | $5,681 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Nov 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7057-00600-0210 |
| Primary APN | 07-11-31-7057-00600-0210 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,949 sqft Heated Area |
| Gross Area | 4,059 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,062 sqft (0.23 acres) |
| Driveway | Driveway |
| Driveway Area | 890 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 21 UNDERMOUNT PATH E |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-5734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 57 BLK 60 LOT 21 OR 220 PG 322 OR 1156 PG 19 OR 1257 PG 228 OR 1453/324 OR 2232/728 OR 2270/1023 OR 2326/1585 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 60 |
| Legal Lot Number | 21 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 60208 |
Source: Flagler County records · APN 07-11-31-7057-00600-0210
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 21 UNDERMOUNT PATH E, PALM COAST, FL 32164-5734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage BRUCE YOUNG |
| Nov 12, 2019 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 26, 2018 | Special Warranty Deed, Transfer · VA Mortgage BAY CAPITAL MORTGAGE CORP |
| Apr 05, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Sep 28, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 22, 2022 · Amount on Record |
| Deed Sale | Sep 22, 2022 · Amount on Record |
| Prior Sale | Dec 26, 2018 · Amount on Record |
| Deed Document Number | 2022047353 |
| Deed Book / Page | 2724 / 298 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Sep 22, 2022 |
| Property Address | 21 UNDERMOUNT PATH E, PALM COAST, FL 32164-5734 |
| Document Number | 0027240298 |
| Book / Page | 2724 / 298 |
| Map Reference | MB 17 PG 12-28 |
| Instrument Date | Sep 21, 2022 |
| Instrument | 2022047353 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2022 |
| Title Company | ALL CTRL FLORIDA TITLE LLC, ALL FLORIDA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,010.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4120 OSAGE LN, 4120, ORMOND BEACH, FL 32174-9331 |
| Name | Verified Name |
|---|---|
| Address | 21 UNDERMOUNT PATH E, PALM COAST, FL 32164-5734 |
| Document Number | 0002724300 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | 2724/300 |
| Name | BRUCE YOUNG |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 22, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 21 UNDERMOUNT PATH E, PALM COAST, FL 32164-5734 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0023971204 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 2397/1204 |
| Instrument | 2019041968 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Dec 26, 2018 |
| Property Address | 21 UNDERMOUNT PATH E, PALM COAST, FL 32164-5734 |
| Document Number | 0023261585 |
| Book / Page | 2326 / 1585 |
| Map Reference | MB 17 PG 12-28 |
| Instrument Date | Dec 18, 2018 |
| Instrument | 2018047832 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | BUYERS TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 21 UNDERMOUNT PATH E, PALM COAST, FL 32164-5734 |
| Document Number | 2018047833 |
|---|---|
| Date | Dec 26, 2018 |
| Instrument | 2018047833 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 05, 2018 |
| Property Address | 21 UNDERMOUNT PATH E, PALM COAST, FL 32164-5734 |
| Document Number | 0022701023 |
| Book / Page | 002270 / 001023 |
| Instrument Date | Mar 16, 2018 |
| Instrument | 12509 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | PO BOX 650043 DALLAS TX 752650043, DALLAS, TX 75265-0043 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Sep 28, 2017 |
| Property Address | 21 UNDERMOUNT PATH E, PALM COAST, FL 32164-5734 |
| Document Number | 0022320728 |
| Book / Page | 002232 / 000728 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 33863 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7425 CHANCELLOR DR ORLANDO FL 32809, ORLANDO, FL 32809 |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,681.00 (-15.95%) Homeowner's exemption | $355,756 (-2.49%) Land $52,000 Building $303,756 | $355,756 (-2.49%) Land $52,000 Building $303,756 |
| 2023 | $6,759.00 (+82.77%) | $364,830 (+53.88%) Land $44,500 Building $320,330 | $364,830 (+2.45%) Land $44,500 Building $320,330 |
| 2022 | $3,698.00 Homeowner's exemption | $237,089 | $356,119 Land $45,500 Building $310,619 |
Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 6 (2009–2023) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Oct 2023 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 189 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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