Monmouth County and Middletown Township property record for 22 Swan Ave, Locust, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,644 sqft · built 1953 |
| Lot Size | 0.166 acres (7,248 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Jul 1996) |
| Tax Bill | $16,892 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00790-0000-00003 |
| Primary APN | 32-00790-0000-00003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,644 sqft Living Area |
| 1st Floor Area | 3,644 sqft |
| Upper Floors Area | 1,872 sqft |
| Basement Area | 1,872 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,248 sqft (0.166 acres) |
| Lot Dimensions | 145 ft deep x 50 ft wide |
| Porch | Open Porch |
| Deck Area | 232 sqft |
| Sewer | Connected |
|---|
| Old Parcel Number | 3201419000000003 |
|---|---|
| Street Address | 22 SWAN AVE |
| City | RUMSON |
| State | NJ |
| Zip | 07760-2353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Subdivision | PLATTMOUNT/LOCUST |
| Legal Block | 790 |
| Legal Lot Number | 3 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 800900 |
Source: Monmouth County and Middletown Township records · APN 32-00790-0000-00003
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 SWAN AVE, RUMSON, NJ 07760-2353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Sep 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Mar 21, 2017 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 15, 1996 · Amount on Record |
| Deed Sale | Jul 15, 1996 · Amount on Record |
| Deed Book / Page | 5517 / 277 |
| Last Transfer Date | Apr 20, 2023 |
| Transfer Doc | 0097324701 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 22 SWAN AVE, RUMSON, NJ 07760-2353 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 2 SWAN AVE, RUMSON, NJ 07760-2335 |
| Document Number | 0095707514 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 9570/7514 |
| Instrument | 2022002898 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Dec 20, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 22 SWAN AVE, RUMSON, NJ 07760-2353 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Title Company | APPELLATE LAND SERVICES LIMITED, APPELLATE LAND SERVICES LTD |
| Name | Verified Name |
|---|
| Document Number | 0095430446 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 9543/446 |
| Instrument | 2021137724 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 21, 2017 |
| Property Address | 22 SWAN AVE, RUMSON, NJ 07760-2353 |
| Document Number | 0000030388 |
| Book / Page | 009218 / 005913 |
| Instrument Date | Mar 14, 2017 |
| Instrument | 30388 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $582.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22 SWAN AVE LOCUST NJ 077602353, LOCUST, NJ 07760-2353 |
| Document Number | 30389 |
|---|---|
| Date | Mar 21, 2017 |
| Book Page | 009218/005922 |
| Instrument | 30389 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 20, 2047 |
Source: Monmouth County and Middletown Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,086,200 (+3.78%) Land $399,400 Building $686,800 | $1,086,200 (+3.78%) Land $399,400 Building $686,800 | |
| 2025 | $16,892.00 (+2.33%) | $1,046,600 (+28.8%) Land $366,000 Building $680,600 | $1,046,600 (+28.8%) Land $366,000 Building $680,600 |
| 2024 | $16,508.00 (+24.77%) | ||
| 2023 | $812,600 Land $322,500 Building $490,100 | $812,600 Land $322,500 Building $490,100 | |
| 2022 | $13,231.00 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1992–2012) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
| Wildfire Risk | Low lower than 65% of the US · above 54% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 157 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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