Monmouth County and Middletown Township property record for 18 Swan Ave, Locust, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,510 sqft · built 1946 |
| Lot Size | 0.35 acres (15,224 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Jul 2020) |
| Tax Bill | $10,714 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00790-0000-00004 |
| Primary APN | 32-00790-0000-00004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,510 sqft Living Area |
| 1st Floor Area | 1,510 sqft |
| Basement Area | 1,040 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 15,224 sqft (0.35 acres) |
| Lot Dimensions | 145 ft deep x 105 ft wide |
| Parking Spaces | 1 Parking Space |
| Sewer | Connected |
|---|
| Account Number | 631 |
|---|---|
| Street Address | 18 SWAN AVE |
| City | RUMSON |
| State | NJ |
| Zip | 07760-2335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Subdivision | LOCUST |
| Legal Block | 790 |
| Legal Lot Number | 4 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 800900 |
Source: Monmouth County and Middletown Township records · APN 32-00790-0000-00004
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 SWAN AVE, RUMSON, NJ 07760-2335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jul 23, 2020 | Grant Deed, Transfer · FHA Mortgage FAMILY FIRST FNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 23, 2020 · Amount on Record |
| Deed Sale | Jul 23, 2020 · Amount on Record |
| Prior Sale | Dec 22, 2014 · Amount on Record |
| Deed Document Number | 202079592 |
| Deed Book / Page | 9428 / 8436 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 18 SWAN AVE, LOCUST, NJ 07760-2335 |
| Transaction Type | Mortgage |
| Record Updated | Nov 02, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0095505555 |
|---|---|
| Date | Oct 13, 2021 |
| Book Page | 9550/5555 |
| Instrument | 2021151426 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 18 SWAN AVE, LOCUST, NJ 07760-2335 |
| Document Number | 0000008822 |
| Instrument Date | Dec 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 18 SWAN AVE LOCUST NJ 077602335, LOCUST, NJ 07760-2335 |
| Document Number | 0000008822 |
|---|---|
| Date | Jan 15, 2021 |
| Book Page | 009473/007726 |
| Instrument | 8822 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 14, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 23, 2020 |
| Property Address | 18 SWAN AVE, LOCUST, NJ 07760-2335 |
| Document Number | 0000079592 |
| Book / Page | 009428 / 008436 |
| Instrument Date | May 07, 2020 |
| Instrument | 79592 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2020 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 SWAN AVE LOCUST NJ 077602335, LOCUST, NJ 07760-2335 |
| Document Number | 79593 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 009428/008470 |
| Instrument | 79593 |
| Name | FAMILY FIRST FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2050 |
Source: Monmouth County and Middletown Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $687,200 (+3.53%) Land $506,700 Building $180,500 | $687,200 (+3.53%) Land $506,700 Building $180,500 | |
| 2025 | $10,714.00 (+10.8%) | $663,800 (+34.75%) Land $484,900 Building $178,900 | $663,800 (+34.75%) Land $484,900 Building $178,900 |
| 2024 | $9,670.00 (+31.92%) | ||
| 2023 | $492,600 Land $396,500 Building $96,100 | $492,600 Land $396,500 Building $96,100 | |
| 2022 | $7,330.00 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1992–2012) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
| Wildfire Risk | Low lower than 65% of the US · above 54% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 157 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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