101 State St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 101 State St, Schenectady, NY 12305

Property Summary

Property Type	Office Building
Details	5,388 sqft · built 1981
Lot Size	0.068 acres (2,969 sqft)
Owner	Company Name on File
Last Sale	$250,000 (Mar 2023)
Tax Bill	$11,559 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 39.71-2-27`

Property Details

APN / Parcel Number

Primary APN	`421500 39.71-2-27`
Alternative APN	`150003907100020270000000`

Interior

Stories	2 Stories
Building Area	5,388 sqft Gross Area
Basement Area	2,694 sqft
Unfinished Basement	2,694 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	2,969 sqft (0.068 acres)
Lot Dimensions	63 ft deep x 48.6 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	101 STATE ST
City	SCHENECTADY
State	NY
Zip	12305-1707
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	05 - COMME
Legal Description	2 BRICK
Legal Block	2
Legal Lot Number	27.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1023
Census Tract	33500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 39.71-2-27

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1322 STRATFORD RD, SCHENECTADY, NY 12308-2414
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 27, 2023 · Amount on Record
Deed Sale	Mar 27, 2023 · Amount on Record
Prior Sale	Dec 17, 2018 · Amount on Record
Deed Document Number	202317333
Deed Book / Page	2105 / 226
Prior Transfer Date	Dec 06, 2018
Prior Transfer Doc	0000054977
Record Updated	Sep 20, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 17, 2018
Property Address	101 STATE ST, SCHENECTADY, NY 12305-1707
Document Number	0000054977
Book / Page	2001 / 965
Instrument Date	Dec 06, 2018
Instrument	201854977
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	CHICAGO TITLE INSURANCE COMP

Transaction

Amount	Amount Recorded
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1368 KEYES AVE, 1368, NISKAYUNA, NY 12309-5225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 STATE ST, SCHENECTADY, NY 12305-1707

Mortgage

Document Number	0000054983
Date	Dec 17, 2018
Instrument	201854983

Lender

Name	SARATOGA NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,559.00 (+7.7%)	$256,900 (-) Land $10,400 Building $246,500	$425,402 (+30.82%) Land $17,221 Building $408,181
2023		$256,900 (-) Land $10,400 Building $246,500	$325,190 (+3.8%) Land $13,165 Building $312,025
2022		$256,900 Land $10,400 Building $246,500	$313,293 Land $12,683 Building $300,610
2021	$10,733.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 individual policies
Nearby Flood Policies	74 units insured incl. 30 condo units
Nearby Flood Claims	11 (1996–2026)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Flooding, Jun 2006 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Redburn Infrastructure.

Based on FCC filings for 92 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.