Middlesex County and Watertown City property record for 22 Spruce St, Watertown, MA 02472
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 3,017 sqft · built 1913 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $14,128 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 47520-09 |
| Primary APN | 47520-09 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,017 sqft Living Area |
| Gross Area | 5,666 sqft |
| Basement Area | 1,341 sqft |
| Unfinished Basement | 1,341 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Slate |
| Lot Area | 7,500 sqft (0.172 acres) |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 643 |
|---|---|
| Street Address | 22 SPRUCE ST |
| City | WATERTOWN |
| State | MA |
| Zip | 02472-1904 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | T |
| Legal Block | 5 |
| Legal Lot Number | 4 |
| Jurisdiction | WATERTOWN MA |
| Township / Civil Division | WATERTOWN TOWN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 370401 |
22 Spruce St, a duplex, is held in a trust since May 2013.
Source: Middlesex County and Watertown City records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 23 COMMONWEALTH AVE, 4, BOSTON, MA 02116-2161 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2013 |
| Deed Sale | May 29, 2013 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 22 Spruce St was $14,128, up 7.5% from the year before.
Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,128.00 (+7.53%) | $1,158,000 (+2.94%) Land $547,900 Building $610,100 | $1,190,166 |
| 2025 | $13,139.00 (+9.7%) | $1,124,900 (+9.89%) Land $547,900 Building $577,000 | |
| 2024 | $11,977.00 (-11.36%) | $1,023,700 (+2.88%) Land $533,000 Building $490,700 | |
| 2023 | $13,512.00 | $995,000 Land $509,900 Building $485,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 22 Spruce St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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