Middlesex County and Watertown City property record for 16 Spruce St, #2, Watertown, MA 02472
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 2 ba · 2,272 sqft · built 1890 |
| Lot Size | 0.18 acres (7,865 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $825,000 (Jun 2019) |
| Tax Bill | $11,735 (2026) |
| Deeds & Mortgages | Jun 2019 Sale & Mortgage May 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 300015-17 |
| Primary APN | 300015-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 2,272 sqft Living Area |
| Gross Area | 3,484 sqft |
| Basement Area | 502 sqft |
| Unfinished Basement | 502 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Slate |
| Lot Area | 7,865 sqft |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 642 |
|---|---|
| Street Address | 16 SPRUCE ST, 2 |
| City | WATERTOWN |
| State | MA |
| Zip | 02472-1904 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | T |
| Legal Block | 403 |
| Legal Lot Number | 2 |
| Jurisdiction | WATERTOWN MA |
| Township / Civil Division | WATERTOWN TOWN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 370401 |
16 Spruce St, #2 is owned by two individuals who bought it in June 2019.
Source: Middlesex County and Watertown City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 SPRUCE ST, 2, WATERTOWN, MA 02472-1904 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 19, 2019 | Condominium Deed, Transfer · Stand-Alone First Mortgage MILFORD FSB |
| May 17, 2018 | Condominium Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2019 · Amount on File |
| Deed Sale | Jun 19, 2019 · Amount on File |
| Prior Sale | Aug 14, 2009 · Amount on File |
| Deed Document Number | 201984483 |
| Deed Book / Page | 72789 / 334 |
| Transfer Doc | 71020-431 |
| Record Updated | Oct 29, 2026 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | Jun 19, 2019 |
| Property Address | 16 SPRUCE ST # 2, 2, WATERTOWN, MA 02472-1904 |
| Document Number | 72789-334 |
| Book / Page | 72789 / 334 |
| Instrument Date | Jun 7, 2019 |
| Instrument | 84483 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 SPRUCE ST # 2, 2, WATERTOWN, MA 02472-1904 |
| Document Number | 84484 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 84484 |
| Name | MILFORD FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | May 17, 2018 |
| Property Address | 16 SPRUCE ST # 2, 2, WATERTOWN, MA 02472-1904 |
| Document Number | 71020-431 |
| Book / Page | 071020 / 000431 |
| Instrument Date | May 5, 2018 |
| Instrument | 69140 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
The 2026 property tax bill for 16 Spruce St, #2 was $11,735, up 4.5% from the year before.
Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,735.00 (+4.45%) | $961,900 (-) Building $961,900 | $1,039,680 (-) |
| 2025 | $11,235.00 (+13.5%) | $961,900 (+13.69%) Building $961,900 | $1,039,680 (+1.06%) |
| 2024 | $9,899.00 (-10.51%) | $846,100 (+3.88%) Building $846,100 | $1,028,755 |
| 2023 | $11,061.00 | $814,500 Building $814,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Spruce St, #2 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 16 Spruce St, #2 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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