Barnstable County and Chatham Town property record for 22 Spinnaker Ln, Chatham, MA 02633
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 2,474 sqft · built 2000 |
| Lot Size | 0.605 acres (26,358 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $800,000 (Nov 2020) |
| Tax Bill | $4,279 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | CHAT M:12F B:045C L:19C |
| Primary APN | CHAT M:12F B:045C L:19C |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,474 sqft Living Area |
| Gross Area | 5,084 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,358 sqft (0.605 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1210 |
|---|---|
| Street Address | 22 SPINNAKER LN |
| City | CHATHAM |
| State | MA |
| Zip | 02633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Block | 45C |
| Legal Lot Number | 19C |
| Jurisdiction | CHATHAM MA |
| Township / Civil Division | CHATHAM |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 10600 |
22 Spinnaker Ln is held in a trust since June 2026.
Source: Barnstable County and Chatham Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 5 BLACKHORSE LN, ANDOVER, MA 01810-6108 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jun 15, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Nov 24, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2020 · Amount on File |
| Deed Sale | Nov 24, 2020 · Amount on File |
| Prior Sale | Jun 3, 1999 · Amount on File |
| Deed Document Number | 202066723 |
| Deed Book / Page | 33509 / 36 |
| Last Transfer Date | Jun 10, 2026 |
| Transfer Doc | 0000023586 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHATHAM MA |
| Recording Date | Jun 15, 2026 |
| Property Address | 22 SPINNAKER LN, CHATHAM, MA 02633 |
| Document Number | 0000023586 |
| Book / Page | 37682 / 55 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 202623586 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 BLACKHORSE LN, ANDOVER, MA 01810-6108 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHATHAM MA |
| Recording Date | Nov 24, 2020 |
| Property Address | 22 SPINNAKER LN, CHATHAM, MA 02633 |
| Document Number | 33509-36 |
| Book / Page | 33509 / 36 |
| Instrument Date | Oct 26, 2020 |
| Instrument | 66723 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1 BLACKHORSE LN, ANDOVER, MA 01810-6108 |
| Document Number | 66724 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 66724 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 22 Spinnaker Ln was $4,279, up 7.4% from the year before.
Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Chatham Town |
| Unified School District | Monomoy Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,279.00 (+7.43%) | $1,233,100 (+10.53%) Land $331,300 Building $901,800 | $1,310,525 |
| 2024 | $3,983.00 (+7.07%) | $1,115,600 (+16.35%) Land $312,500 Building $803,100 | |
| 2023 | $3,720.00 | $958,800 Land $260,400 Building $698,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 Spinnaker Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (1991–2015) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jan 2015 · Severe Winter Storm, Snowstorm, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22 Spinnaker Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHATHAM WATER DEPARTMENT serves 30,000 people · EPA ID MA4055000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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