Barnstable County and Chatham Town property record for 14 Spinnaker Ln, Chatham, MA 02633
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,741 sqft · built 1999 |
| Lot Size | 0.503 acres (21,909 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $950,000 (Oct 2016) |
| Tax Bill | $5,439 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | CHAT M:12F B:045B L:19B |
| Primary APN | CHAT M:12F B:045B L:19B |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,741 sqft Living Area |
| Gross Area | 5,728 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,909 sqft (0.503 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 1209 |
|---|---|
| Street Address | 14 SPINNAKER LN |
| City | CHATHAM |
| State | MA |
| Zip | 02633-2818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Block | 45B |
| Legal Lot Number | 19B |
| Jurisdiction | CHATHAM MA |
| Township / Civil Division | CHATHAM |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 10600 |
14 Spinnaker Ln is owner-occupied and held in a trust since October 2016.
Source: Barnstable County and Chatham Town records, as of July 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 14 SPINNAKER LN, CHATHAM, MA 02633-2818 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2016 · Amount on File |
| Deed Sale | Oct 31, 2016 · Amount on File |
| Prior Sale | Mar 12, 1999 · Amount on File |
| Deed Book / Page | 30050 / 233 |
| Transfer Doc | 27784-109 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 14 Spinnaker Ln was $5,439, up 3% from the year before.
Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Chatham Town |
| Unified School District | Monomoy Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,439.00 (+2.99%) | $1,567,400 (+5.96%) Land $321,400 Building $1,246,000 | $1,845,755 |
| 2024 | $5,281.00 | $1,479,300 Land $303,200 Building $1,176,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Spinnaker Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (1991–2015) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jan 2015 · Severe Winter Storm, Snowstorm, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Spinnaker Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHATHAM WATER DEPARTMENT serves 30,000 people · EPA ID MA4055000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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