Barnstable County and Barnstable Town City property record for 22 Scudder Rd, Osterville, MA 02655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,468 sqft · built 1970 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,500,000 (Sep 2025) |
| Tax Bill | $10,441 (2025) |
| Deeds & Mortgages | Jan 2025 Line of Credit Sep 2025 Sale & Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | OSTE M:140 L:202 |
| Primary APN | OSTE M:140 L:202 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,468 sqft Living Area |
| Gross Area | 4,080 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,651 sqft (0.52 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 76143 |
|---|---|
| Street Address | 22 SCUDDER RD |
| City | OSTERVILLE |
| State | MA |
| Zip | 02655-2107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Lot Number | 202 |
| Jurisdiction | BARNSTABLE MA |
| Township / Civil Division | BARNSTABLE TOWN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 13002 |
22 Scudder Rd is owned by a company that bought it in September 2025.
Source: Barnstable County and Barnstable Town City records, as of July 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 194 WASHINGTON AVE, OSTERVILLE, MA 02655-2227 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 24, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Sep 10, 2025 | Quit Claim Deed, Transfer · Stand-Alone Refinance EMERALD FUNDING INC |
| Jan 9, 2017 | Deed of Trust, Mortgage CAPE COD COOPERATIVE BANK |
| Mar 25, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Oct 10, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2025 · Amount on File |
| Deed Sale | Sep 10, 2025 · Amount on File |
| Deed Book / Page | 37174 / 323 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 22 SCUDDER RD, OSTERVILLE, MA 02655-2107 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 036794-323 |
|---|---|
| Date | Jan 24, 2025 |
| Book Page | 36794/323 |
| Instrument | 3198 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Feb 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Recording Date | Sep 10, 2025 |
| Property Address | 22 SCUDDER RD, OSTERVILLE, MA 02655-2107 |
| Document Number | 037174-323 |
| Book / Page | 37174 / 323 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 36487 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 194 WASHINGTON AVE, OSTERVILLE, MA 02655-2227 |
| Document Number | 0000036489 |
|---|---|
| Date | Sep 10, 2025 |
| Instrument | 36489 |
| Name | EMERALD FUNDING INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 22 SCUDDER RD, OSTERVILLE, MA 02655-2107 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 30219-207 |
|---|---|
| Date | Jan 9, 2017 |
| Book Page | 30219/207 |
| Instrument | 1197 |
| Name | CAPE COD COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 22 SCUDDER RD, OSTERVILLE, MA 02655-2107 |
| Document Number | 32818-210 |
| Instrument Date | Mar 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 22 SCUDDER RD OSTERVILLE MA 026552107, OSTERVILLE, MA 02655-2107 |
| Document Number | 32818-210 |
|---|---|
| Date | Apr 9, 2020 |
| Book Page | 032818/000210 |
| Instrument | 17309 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 8, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Recording Date | Oct 10, 2018 |
| Property Address | 22 SCUDDER RD, OSTERVILLE, MA 02655-2107 |
| Document Number | 31587-49 |
| Book / Page | 031587 / 000049 |
| Instrument Date | Oct 5, 2018 |
| Instrument | 50239 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 22 SCUDDER RD OSTERVILLE MA 026552107, OSTERVILLE, MA 02655-2107 |
The 2025 property tax bill for 22 Scudder Rd was $10,441, up 3.7% from the year before.
Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| Municipality | Barnstable Town City |
| Unified School District | Barnstable School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,441.00 (+3.69%) | $1,290,600 (+0.1%) Land $873,400 Building $417,200 | $1,441,910 |
| 2024 | $10,069.00 (+11.26%) | $1,289,300 (+18.82%) Land $873,400 Building $415,900 | |
| 2023 | $9,050.00 | $1,085,100 Land $721,800 Building $363,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 Scudder Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 44 policies |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 14 (1990–2026) |
| Claims Outside the SFHA | 9 of 14 |
| Most Recent Claim | Feb 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22 Scudder Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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