96 Scudder Rd, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 96 Scudder Rd, Osterville, MA 02655

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,402 sqft · built 1997
Lot Size	0.33 acres (14,375 sqft)
Owner	Trust Name on File
Tax Bill	$11,506 (2025)
Deeds & Mortgages	Nov 2019 Refinance Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OSTE M:140 L:027`

Property Details

APN / Parcel Number

Primary APN	`OSTE M:140 L:027`
Alternative APN	`74350`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,402 sqft Living Area
Gross Area	4,733 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	74350
Street Address	96 SCUDDER RD
City	OSTERVILLE
State	MA
Zip	02655-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Lot Number	27
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	2
Census Block	2013
Census Tract	13002

Owner

96 Scudder Rd is owner-occupied and held in a trust since October 2017.

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner of Record	Trust Name on File
Mailing Address	96 SCUDDER RD, OSTERVILLE, MA 02655-2107
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Jun 1, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
Oct 3, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2017
Deed Sale	Oct 3, 2017
Prior Sale	Nov 1, 1996 · Amount on File
Deed Document Number	201750564
Deed Book / Page	30807 / 165
Transfer Doc	30807-165
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	96 SCUDDER RD, OSTERVILLE, MA 02655-2107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32482-235
Date	Nov 20, 2019
Book Page	32482/235
Instrument	58460

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	96 SCUDDER RD, OSTERVILLE, MA 02655-2107
Document Number	33009-347
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	96 SCUDDER RD OSTERVILLE MA 026552107, OSTERVILLE, MA 02655-2107

Mortgage

Document Number	33009-347
Date	Jun 23, 2020
Book Page	033009/000347
Instrument	30314

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 22, 2045

Interest

Rate Type	Adjustable Rate

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Oct 3, 2017
Property Address	96 SCUDDER RD, OSTERVILLE, MA 02655-2107
Document Number	30807-165
Book / Page	030807 / 000165
Instrument Date	Jul 14, 2017
Instrument	50564
Transaction Type	Transfer
Record Updated	Oct 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	96 SCUDDER RD OSTERVILLE MA 026552107, OSTERVILLE, MA 02655-2107

Tax Assessment & Valuation

The 2025 property tax bill for 96 Scudder Rd was $11,506, up 6.5% from the year before.

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,506.00 (+6.55%)	$1,422,300 (+2.86%) Land $833,800 Building $588,500	$1,820,295
2024	$10,799.00 (+11.24%)	$1,382,700 (+18.79%) Land $833,800 Building $548,900
2023	$9,708.00	$1,164,000 Land $689,100 Building $474,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96 Scudder Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	14 (1990–2026)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Feb 2026 · other causes
Claims by Event	Hurricane Bob, Aug 1991 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 Scudder Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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