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20 S Ann St, Mobile, AL 36604 Property Records

Mobile County property record for 20 S Ann St, Mobile, AL 36604

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,337 sqft · built 1999
Lot Size0.167 acres (7,289 sqft)
OwnerIndividual Name on File
Last Sale$320,000 (Nov 2024)
Tax Bill$1,395 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Dec 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNR02291045000108201

Property Details

APN / Parcel Number

Primary APNR02291045000108201
Alternative APNs
  • 29 10 45 0 001 082.01X
  • 00954603
  • 954603

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,337 sqft Living Area
1st Floor Area2,025 sqft
Upper Floors Area312 sqft
FlooringTile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialStucco
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,289 sqft (0.167 acres)

Exterior Amenities

PorchSlab
Porch Area475 sqft
Deck Area200 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number954603
Street Address20 S ANN ST
CityMOBILE
StateAL
Zip36604-2145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOMG W/S ANN ST 70 FT N OF AZALEA ST TH WLY 150 FT TO PT 67 FT 3 IN N OF AZALEA ST TH N & PAR TO ANN ST 50 FT TH E & PAR WITH
Legal Range04S
Legal Township04S
Legal Section45
Legal SubdivisionANNBROWN
Legal Lot Number150
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group1
Census Block1000
Census Tract902

Owner

20 S Ann St is owned and occupied by an individual who bought it in November 2024.

Source: Mobile County records, as of September 15, 2026

Owner of RecordIndividual Name on File
Mailing Address20 S ANN ST, MOBILE, AL 36604-2145
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2021Warranty Deed, Transfer · Conventional Mortgage
CELEBRITY HOME LOANS LLC
Dec 29, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Jul 14, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 2024 · Amount on File
Deed SaleNov 12, 2024 · Amount on File
Prior SaleJul 12, 2021 · Amount on File
Deed Document Number202470199
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateJul 12, 2021
Property Address20 S ANN ST, MOBILE, AL 36604-2145
Document Number0000044701
Instrument DateJul 6, 2021
Instrument2021044701
Transaction TypeTransfer
Record UpdatedJun 29, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1255 DAUPHIN ST, MOBILE, AL 36604-2519

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 S ANN ST, MOBILE, AL 36604-2145

Mortgage

Document Number0000044702
DateJul 12, 2021
Instrument2021044702
Lender
NameCELEBRITY HOME LOANS LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateDec 29, 2020
Property Address20 S ANN ST, MOBILE, AL 36604-2145
Document Number0000079215
Instrument DateDec 23, 2020
Instrument79215
Transaction TypeTransfer
Record UpdatedJan 28, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$225.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1255 DAUPHIN ST MOBILE AL 366042519, MOBILE, AL 36604-2519

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateJul 14, 2017
Property Address20 S ANN ST, MOBILE, AL 36604-2145
Document Number0000039816
Book / Page007531 / 001765
Instrument DateJul 14, 2017
Instrument39816
Transaction TypeTransfer
Record UpdatedFeb 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$205.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address20 S ANN ST MOBILE AL 366042145, MOBILE, AL 36604-2145

Tax Assessment & Valuation

The 2025 property tax bill for 20 S Ann St was $1,395 with a homeowner's exemption, up 6.6% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,395.00 (+6.57%) Homeowner's exemption$22,870 (+6.32%) Land $3,500 Building $19,370$228,700 (+6.32%) Land $35,000 Building $193,700
2024$1,309.00 (+2.91%) Homeowner's exemption$21,510 (+2.77%) Land $3,600 Building $17,910$215,100 (+2.77%) Land $36,000 Building $179,100
2023$1,272.00 (+1.27%) Homeowner's exemption$20,930 (+1.21%) Land $3,250 Building $17,680$209,300 (+1.21%) Land $32,500 Building $176,800
2022$1,256.00 Homeowner's exemption$20,680 Land $3,000 Building $17,680$206,800 Land $30,000 Building $176,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 S Ann St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims8 (1979–1998)
Claims Outside the SFHA5 of 8
Most Recent ClaimSep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 S Ann St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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