22 Ryan St, Fords, NJ 08863 Property Records

Middlesex County and Woodbridge Township property record for 22 Ryan St, Fords, NJ 08863

Property Summary

Property Type	Single Family Home
Details	1,296 sqft · built 1921
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Jul 2021)
Tax Bill	$10,404 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-00059-04-00138`

Property Details

APN / Parcel Number

Primary APN	`25-00059-04-00138`
Alternative APNs	`2500059000400138` `2196`

Interior

Stories	2 Stories
Building Area	1,296 sqft Living Area

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Account Number	2196
Street Address	22 RYAN ST
City	FORDS
State	NJ
Zip	08863-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	50.0X100.0
Legal Subdivision	GOODRIDGE PARK
Legal Block	59.4
Legal Lot Number	138
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	WOODBRIDGE
Census Block Group	3
Census Block	3004
Census Tract	3203

Owner

22 Ryan St is owned and occupied by two individuals who bought it in July 2021.

Source: Middlesex County and Woodbridge Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 RYAN ST, FORDS, NJ 08863-2114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MORTGAGE CORP
Jul 12, 2021	Deed, Transfer · Conventional Mortgage I3 LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2021 · Amount on File
Deed Sale	Jul 12, 2021 · Amount on File
Prior Sale	Sep 3, 2014 · Amount on File
Deed Document Number	202189685
Deed Book / Page	18531 / 1879
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	22 RYAN ST, FORDS, NJ 08863-2114
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	TECHNO TITLE AND ABSTRACT AGENCY LLC, TECHNO TTL & ABSTRACT AGCY L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021051032
Date	Apr 13, 2021
Book Page	18391/1855
Instrument	2021051032

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jul 12, 2021
Property Address	22 RYAN ST, FORDS, NJ 08863-2114
Document Number	2021089685
Book / Page	18531 / 1879
Instrument Date	May 28, 2021
Instrument	2021089685
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	ALL AHEAD TITLE AGENCY LLC, ALL HEAD TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,071.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 MORICHES RD, 26, LAKE GROVE, NY 11755-2221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 RYAN ST, FORDS, NJ 08863-2114

Mortgage

Document Number	2021089686
Date	Jul 12, 2021
Instrument	2021089686

Lender

Name	I3 LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 22 Ryan St was $10,404, up 3.5% from the year before.

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Woodbridge Township
Unified School District	Woodbridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,600 (-) Land $20,000 Building $59,600	$79,600 (-) Land $20,000 Building $59,600
2025	$10,404.00 (+3.51%)	$79,600 Land $20,000 Building $59,600	$79,600 Land $20,000 Building $59,600
2024	$10,051.00
2023		$79,600 Land $20,000 Building $59,600	$79,600 Land $20,000 Building $59,600
2022	$9,495.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 22 Ryan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 22 Ryan St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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