22 Ryan Ct, Shepherdstown, WV 25443 Property Records

Jefferson County property record for 22 Ryan Ct, Shepherdstown, WV 25443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,348 sqft · built 1992
Lot Size	0.041 acres (1,786 sqft)
Owner	Individual Name on Record
Last Sale	$142,500 (Jun 2014)
Tax Bill	$1,370 (2026)
Deeds & Mortgages	May 2020 Mortgage May 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-8C-0082.0000`

Property Details

APN / Parcel Number

Primary APN	`09-8C-0082.0000`
Alternative APN	`19-09-8C-0082.0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,348 sqft Living Area
1st Floor Area	1,294 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Row Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	1,786 sqft (0.041 acres)
Lot Dimensions	90 ft deep x 20 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	22 RYAN CT
City	SHEPHERDSTOWN
State	WV
Zip	25443-4307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PHASE II LOT 14 MADDEX FARM
Legal Subdivision	TOWNHOUSE RESIDENTIAL MADDEX FARM
Legal Lot Number	14
Jurisdiction	JEFFERSON WV
Township / Civil Division	SHEPHERDSTOWN
Census Block Group	2
Census Block	2002
Census Tract	972201

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	22 RYAN CT, SHEPHERDSTOWN, WV 25443-4307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage PATRIOT FCU
May 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 6, 2019	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2014 · Amount on Record
Deed Sale	Jun 26, 2014 · Amount on Record
Prior Sale	Nov 16, 2011 · Amount on Record
Deed Document Number	20149214
Deed Book / Page	1142 / 630
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	22 RYAN CT, SHEPHERDSTOWN, WV 25443-4307
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005534
Date	May 7, 2020
Book Page	2281/1
Instrument	202000005534

Lender

Name	PATRIOT FCU
Type	Credit Union
Address	CHAMBERSBURG, PA 17201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON WV
Recording Date	May 9, 2019
Property Address	22 RYAN CT, SHEPHERDSTOWN, WV 25443-4307
Document Number	0000005336
Book / Page	001222 / 000557
Instrument Date	May 8, 2019
Instrument	5336
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	22 RYAN CT SHEPHERDSTOWN WV 254434307, SHEPHERDSTOWN, WV 25443-4307

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON WV
Recording Date	Mar 6, 2019
Property Address	22 RYAN CT, SHEPHERDSTOWN, WV 25443-4307
Document Number	0000002377
Book / Page	001219 / 000542
Instrument Date	Feb 28, 2019
Instrument	2377
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,201.20
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	57 RYAN CT SHEPHERDSTOWN WV 254434306, SHEPHERDSTOWN, WV 25443-4306

Mortgage

Document Number	2378
Date	Mar 6, 2019
Book Page	002216/000140
Instrument	2378

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,370.00 (-0.72%)	$118,800 (-) Land $32,300 Building $86,500	$198,000 (-0.05%) Land $53,833 Building $144,167
2025	$1,380.00 (+9.26%)	$118,800 (+9.8%) Land $32,300 Building $86,500	$198,100 (+9.87%) Land $53,900 Building $144,200
2023	$1,263.00	$108,200 Land $28,600 Building $79,600	$180,300 Land $47,700 Building $132,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1984–1996)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Heavy Rains,flooding Highwind
Claims by Event	Hurricane Fran And Associated Heavy Rains,flooding Highwind, Sep 1996 · 2 claims Flooding, Jan 1996 · 2 claims Severe Storms & Flooding, Nov 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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