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15 Ryan Ct, Shepherdstown, WV 25443 Property Records

Jefferson County property record for 15 Ryan Ct, Shepherdstown, WV 25443

Property Summary

Property TypeSingle Family Home
Details2 bd · 3.5 ba · 1,924 sqft · built 1993
Lot Size0.041 acres (1,786 sqft)
OwnerIndividual Name on File
Last Sale$242,000 (Jan 2006)
Tax Bill$1,764 (2026)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-8C-0070.0000

Property Details

APN / Parcel Number

Primary APN09-8C-0070.0000
Alternative APN
  • 19-09-8C-0070.0000

Interior

Bedrooms2 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,924 sqft Living Area
1st Floor Area1,424 sqft
Basement Area500 sqft
Finished Basement500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleRow Home
Exterior MaterialBrick Veneer
Construction TypeFrame
Lot Area1,786 sqft (0.041 acres)
Lot Dimensions90 ft deep x 20 ft wide
TerrainRolling

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address15 RYAN CT
CitySHEPHERDSTOWN
StateWV
Zip25443-4306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPHASE II LOT 2 MADDEX FARM
Legal SubdivisionTOWNHOUSE RESIDENTIAL
Legal Lot Number2
JurisdictionJEFFERSON WV
Township / Civil DivisionSHEPHERDSTOWN
Census Block Group2
Census Block2002
Census Tract972201

Owner

15 Ryan Ct is owned by an individual who bought it in January 2006.

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 544, SHEPHERDSTOWN, WV 25443-0544
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 27, 2006 · Amount on File
Deed SaleJan 27, 2006 · Amount on File
Deed Document Number20062160
Deed Book / Page1019 / 82
Record UpdatedOct 29, 2026

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJEFFERSON WV
Recording DateSep 3, 2019
Property Address15 RYAN CT, SHEPHERDSTOWN, WV 25443
Document Number0000011044
Book / Page001229 / 000257
Instrument DateAug 30, 2019
Instrument11044
Transaction TypeTransfer
Record UpdatedSep 12, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,280.40
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 RYAN CT SHEPHERDSTOWN WV 254434306, SHEPHERDSTOWN, WV 25443-4306

Mortgage

Document Number11045
DateSep 3, 2019
Book Page002239/000702
Instrument11045
Lender
NameTIDEWATER MTG SVCS
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 2, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 15 Ryan Ct was $1,764, down 1.7% from the year before.

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

TypeName
StateWest Virginia
CountyJefferson County
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,764.00 (-1.73%)$153,000 (-0.97%) Land $32,300 Building $120,700$255,000 (-1.01%) Land $53,833 Building $201,167
2025$1,795.00$154,500 Land $32,300 Building $122,200$257,600 Land $53,900 Building $203,700
2023$1,646.00$141,000 Land $28,600 Building $112,400$235,000 Land $47,700 Building $187,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Ryan Ct in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1984–1996)
Claims Outside the SFHA6 of 7
Most Recent ClaimSep 1996 · Hurricane Fran And Associated Heavy Rains,flooding Highwind
Claims by Event
  • Hurricane Fran And Associated Heavy Rains,flooding Highwind, Sep 1996 · 2 claims
  • Flooding, Jan 1996 · 2 claims
  • Severe Storms & Flooding, Nov 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Ryan Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORPORATION OF SHEPHERDSTOWN
serves 4,300 people · EPA ID WV3301933
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Glo Fiber.

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