22 Ruby Lake Ln, Simpsonville, SC 29681 Property Records

Greenville County property record for 22 Ruby Lake Ln, Simpsonville, SC 29681

Property Summary

Property TypeSingle Family Home
Details6 bd · 4.5 ba · 4,589 sqft · built 2006
Lot Size0.232 acres (10,106 sqft)
Owner2 Individual Names on File
Deeds & MortgagesJun 2022 Mortgage
Jun 2022 Transfer
+ 5 more
Flood ZoneZone X (minimal risk)
APN0539.31-01-085.00

Property Details

APN / Parcel Number

Primary APN0539.31-01-085.00

Interior

Bedrooms6 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area4,589 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area10,106 sqft (0.232 acres)

Location & Zoning

Street Address22 RUBY LAKE LN
CitySIMPSONVILLE
StateSC
Zip29681-3707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal Description211,SEC2
Legal SubdivisionASHETON LAKES
Legal Block01
Legal Lot Number085.00
JurisdictionGREENVILLE SC
Township / Civil DivisionGREENVILLE
Census Block Group2
Census Block2002
Census Tract2813

Owner

Source: Greenville County records · APN 0539.31-01-085.00

Assessment roll updated February 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address22 RUBY LAKE LN, SIMPSONVILLE, SC 29681-3707
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2022Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LENDING
Jun 27, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jun 03, 2021Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LENDING
Feb 04, 2019Deed of Trust, Mortgage · Line of Credit
SOUTH STATE BANK
Jun 11, 2020Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LNDG
May 31, 2019Deed, Transfer · Conventional Mortgage
ON Q FINANCIAL INC
Jan 07, 2019Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 27, 2022
Deed SaleJun 27, 2022
Prior SaleMay 31, 2019 · Amount on Record
Deed Document Number202250724
Deed Book / Page2661 / 1319
Prior Transfer DateJun 16, 2022
Prior Transfer Doc02661/1319
Record UpdatedJun 08, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENVILLE SC
Property Address22 RUBY LAKE LN, SIMPSONVILLE, SC 29681-3707
Transaction TypeMortgage
Record UpdatedFeb 27, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number05697/5114
DateJun 27, 2022
Book Page5697/5114
Instrument2022050725
Lender
NameCLEARPATH LENDING
TypeLending Institution
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGREENVILLE SC
Recording DateJun 27, 2022
Property Address22 RUBY LAKE LN, SIMPSONVILLE, SC 29681-3707
Document Number02661/1319
Book / Page2661 / 1319
Map ReferenceMB 45-R PG 39
Instrument DateJun 16, 2022
Instrument2022050724
Transaction TypeTransfer
Record UpdatedJul 08, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address22 RUBY LAKE LN, 22, SIMPSONVILLE, SC 29681-3707

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address22 RUBY LAKE LN, SIMPSONVILLE, SC 29681-3707

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENVILLE SC
Property Address22 RUBY LAKE LN, SIMPSONVILLE, SC 29681-3707
Transaction TypeMortgage
Record UpdatedJun 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5623/3813
DateJun 03, 2021
Book Page5623/3813
Instrument2021054101
Lender
NameCLEARPATH LENDING
TypeLending Institution
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENVILLE SC
Property Address22 RUBY LAKE LN, SIMPSONVILLE, SC 29681-3707
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5466/4393
DateFeb 04, 2019
Book Page5466/4393
Instrument2019008207
Lender
NameSOUTH STATE BANK
TypeBank
AddressCOLUMBIA, SC 29202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueJan 20, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENVILLE SC
Property Address22 RUBY LAKE LN, SIMPSONVILLE, SC 29681-3707
Document Number5546/3252
Instrument DateJun 11, 2020
Transaction TypeMortgage
Record UpdatedAug 12, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address22 RUBY LAKE LN SIMPSONVILLE SC 296813707, SIMPSONVILLE, SC 29681-3707

Mortgage

Document Number5546/3252
DateJul 01, 2020
Book Page005546/003252
Instrument49837
Lender
NameCLEARPATH LNDG
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 30, 2050

May 2019: Deed, Transfer

Document TypeDeed
JurisdictionGREENVILLE SC
Recording DateMay 31, 2019
Property Address22 RUBY LAKE LN, SIMPSONVILLE, SC 29681-3707
Document Number02567/1187
Book / Page2567 / 1187
Map ReferenceMB 45-R PG 39
Instrument DateMay 31, 2019
Instrument2019039874
Transaction TypeTransfer
Record UpdatedJan 04, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,850.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address22 RUBY LAKE LN, SIMPSONVILLE, SC 29681-3707

Mortgage

Document Number2019039875
DateMay 31, 2019
Instrument2019039875
Lender
NameON Q FINANCIAL INC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGREENVILLE SC
Recording DateJan 07, 2019
Property Address22 RUBY LAKE LN, SIMPSONVILLE, SC 29681-3707
Document Number2555/5958
Book / Page002555 / 005958
Instrument DateJan 04, 2019
Instrument1075
Transaction TypeTransfer
Record UpdatedJan 18, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$455.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address22 RUBY LAKE LN SIMPSONVILLE SC 296813707, SIMPSONVILLE, SC 29681-3707

Tax Assessment & Valuation

Source: Greenville County records · Assessment roll updated February 2, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyGreenville County
Unified School DistrictGreenville County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearAssessed ValueAssessed Market Value
2025$32,600 (+66.27%)$815,000 (+66.27%)
2023$19,607 Land $2,460 Building $17,147$490,180 Land $61,500 Building $428,680

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims6 (2017–2024)
Claims Outside the SFHA3 of 6
Most Recent ClaimOct 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Oct 2024 · 3 claims

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: WOW Internet, Cable & Phone.

Based on FCC filings for 237 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGREENVILLE WATER
serves 426,057 people
Water SourceSurface water
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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