16 Ruby Lake Ln, Simpsonville, SC 29681 Property Records

Greenville County property record for 16 Ruby Lake Ln, Simpsonville, SC 29681 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,811 sqft · built 2005
Lot Size	0.226 acres (9,845 sqft)
Owner	Individual Name on File
Last Sale	$358,000 (May 2019)
Tax Bill	$2,247 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0539.31-01-082.00`

Property Details

APN / Parcel Number

Primary APN	`0539.31-01-082.00`
Alternative APNs	`202200008411788001` `202300008561688001` `202400008786488001` `202500008605388001`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,811 sqft Living Area

Exterior

Year Built	Built 2005
Lot Area	9,845 sqft (0.226 acres)

Location & Zoning

Account Number	202500008605388001
Old Parcel Number	0539.3101082.00
Street Address	16 RUBY LAKE LN
City	SIMPSONVILLE
State	SC
Zip	29681-3707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	208,SEC2
Legal Subdivision	ASHETON LAKES
Legal Block	01
Legal Lot Number	82
Jurisdiction	GREENVILLE SC
Township / Civil Division	GREENVILLE
Census Block Group	2
Census Block	2002
Census Tract	2813

Owner

Source: Greenville County records · APN 0539.31-01-082.00

Assessment roll updated September 13, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16 RUBY LAKE LN, SIMPSONVILLE, SC 29681-3707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 08, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jul 08, 2020	Deed of Trust, Mortgage · Line of Credit QUICKEN LOANS INC
May 31, 2019	Warranty Deed, Transfer · Line of Credit QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Prior Sale	Jul 26, 2005 · Amount on Record
Deed Document Number	0025671673
Deed Book / Page	2567 / 1673
Record Updated	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENVILLE SC
Property Address	16 RUBY LAKE LN, SIMPSONVILLE, SC 29681-3707
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	05547/5147
Date	Jul 08, 2020
Book Page	5547/5147
Instrument	2020052025

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENVILLE SC
Property Address	16 RUBY LAKE LN, SIMPSONVILLE, SC 29681-3707
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	05547/5190
Date	Jul 08, 2020
Book Page	5547/5190
Instrument	2020052031

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENVILLE SC
Recording Date	May 31, 2019
Property Address	16 RUBY LAKE LN, SIMPSONVILLE, SC 29681-3707
Document Number	2567/1673
Book / Page	002567 / 001673
Instrument Date	May 31, 2019
Instrument	40116
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$358.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 RUBY LAKE LN SIMPSONVILLE SC 296813707, SIMPSONVILLE, SC 29681-3707

Mortgage

Document Number	5481/1605
Date	May 31, 2019
Book Page	005481/001605
Instrument	40117

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Greenville County records · Assessment roll updated September 13, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Greenville County
Unified School District	Greenville County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,247.00 (+4.8%)	$16,670 (+15.04%) Land $3,670 Building $13,000	$590,480 (+62.98%)
2024	$2,144.00 (-1.56%)	$14,490 (-) Land $2,460 Building $12,030	$362,310 (-) Land $61,500 Building $300,810
2023	$2,178.00 (+4.86%)	$14,490 (-) Land $2,460 Building $12,030	$362,310 (-) Land $61,500 Building $300,810
2022	$2,077.00 Homeowner's exemption	$14,490 Land $2,460 Building $12,030	$362,310 Land $61,500 Building $300,810

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Greenville County (45045C), updated January 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450450028132, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (2017–2024)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Oct 2024, river or lake flooding, Hurricane Helene
Claims By Storm	Hurricane Helene, Oct 2024 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 237 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, WOW Internet, Cable & Phone. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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