Putnam County and Philipstown Town property record for 22 Rte 403, Garrison, NY 10524
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,192 sqft · built 1920 |
| Lot Size | 2.05 acres (89,298 sqft) |
| Owner | Individual on Record |
| Last Sale | $435,000 (Oct 2013) |
| Tax Bill | $7,407 (2024) |
| Deeds & Mortgages | May 2020 Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372689 82.-2-2 |
| Primary APN | 372689 82.-2-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,192 sqft Living Area |
| Gross Area | 1,532 sqft |
| 1st Floor Area | 724 sqft |
| Upper Floors Area | 468 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Lot Area | 89,298 sqft (2.05 acres) |
| Lot Width | 319 ft Width |
| View / Lot | Waterfront |
| Porch | Covered Porch |
| Porch Area | 340 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 088600 |
|---|---|
| Street Address | 22 ROUTE 403 |
| City | GARRISON |
| State | NY |
| Zip | 10524-3323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B2 |
| Legal Description | LAND & RES |
| Legal Block | 2 |
| Legal Lot Number | 2.000 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 10800 |
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 22 ROUTE 403, GARRISON, NY 10524-3323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC |
| Apr 12, 2017 | Grant Deed, Transfer · Conventional with PMI FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2013 · Amount on Record |
| Deed Sale | Oct 23, 2013 · Amount on Record |
| Prior Sale | Oct 28, 2005 · Amount on Record |
| Deed Document Number | 20131502271 |
| Deed Book / Page | 1935 / 268 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 22 ROUTE 403, GARRISON, NY 10524-3323 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STATEWIDE ABSTRACT CORP |
| Name | Verified Name |
|---|
| Document Number | 0070820264 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 7082/264 |
| Instrument | 3902-2020 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Apr 12, 2017 |
| Property Address | 22 ROUTE 403, GARRISON, NY 10524-3323 |
| Document Number | 0020410313 |
| Book / Page | 002041 / 000313 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 1500917 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 211 POMEROY ST PEEKSKILL NY 105663527, PEEKSKILL, NY 10566-3527 |
| Document Number | 67090263 |
|---|---|
| Date | Apr 12, 2017 |
| Book Page | 006709/000263 |
| Instrument | 1601301 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2047 |
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Unified School District | Garrison Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $176,780 (+1.71%) Land $71,200 Building $105,580 | $576,394 (+16.8%) | |
| 2024 | $7,407.00 | ||
| 2023 | $173,800 Land $71,200 Building $102,600 | $493,470 Land $202,158 Building $291,312 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 11 (2011–2023) |
| Claims Outside the SFHA | 10 of 11 |
| Most Recent Claim | Jul 2023 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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