256 Rte 403, Garrison, NY 10524 Property Records

Putnam County and Philipstown Town property record for 256 Rte 403, Garrison, NY 10524

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,050 sqft · built 1930
Lot Size1.05 acres (45,816 sqft)
Owner2 Individual Names on Record
Last Sale$148,500 (Jun 1999)
Tax Bill$5,858 (2024)
Deeds & MortgagesFeb 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN372689 71.-2-8

Property Details

APN / Parcel Number

Primary APN372689 71.-2-8
Alternative APNs
  • 268907100000020080000000
  • 101300

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,050 sqft Living Area
Gross Area1,178 sqft
1st Floor Area600 sqft
Upper Floors Area450 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleOld Style
Exterior MaterialComposition/Composite
Lot Area45,816 sqft (1.05 acres)
Lot Dimensions138 ft deep x 332 ft wide
View / LotWaterfront
PorchScreened Porch
Porch Area254 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected

Location & Zoning

Account Number101300
Street Address256 ROUTE 403
CityGARRISON
StateNY
Zip10524-3329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR80
Legal DescriptionLAND & RESIDENCE
Legal Block2
Legal Lot Number8.000
JurisdictionPUTNAM NY
Township / Civil DivisionPHILIPSTOWN
Census Block Group2
Census Block2018
Census Tract10800

Owner

Source: Putnam County and Philipstown Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address256 ROUTE 403, GARRISON, NY 10524-3329
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 18, 1999 · Amount on Record
Deed SaleJun 18, 1999 · Amount on Record
Deed Book / Page1472 / 196
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address256 ROUTE 403, GARRISON, NY 10524-3329
Transaction TypeMortgage
Record UpdatedMar 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address256 ROUTE 403, GARRISON, NY 10524-3329

Mortgage

Document Number0072860024
DateFeb 25, 2021
Book Page7286/24
Instrument2563-2021
Lender
NameHUDSON VALLEY FCU
TypeCredit Union
AddressPOUGHKEEPSIE, NY 12603
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueFeb 24, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyPutnam County
County SubdivisionPhilipstown Town
Unified School DistrictGarrison Union Free School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$138,900 (-) Land $81,200 Building $57,700$452,886 (+14.84%)
2024$5,858.00
2023$138,900 Land $81,200 Building $57,700$394,378 Land $230,551 Building $163,827

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims11 (2011–2023)
Claims Outside the SFHA10 of 11
Most Recent ClaimJul 2023 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2023 · 2 claims
  • Hurricane Sandy, Oct 2012 · 5 claims
  • Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rte 403

Nearby Streets

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