22 Ridley Ln, Palm Coast, FL 32164 Property Records

Flagler County property record for 22 Ridley Ln, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,806 sqft · built 2022
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Oct 2025)
Tax Bill	$4,170 (2025)
Deeds & Mortgages	Jul 2026 Sale Oct 2025 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7031-00130-0150`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7031-00130-0150`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,806 sqft Living Area
1st Floor Area	1,806 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	22 RIDLEY LN
City	PALM COAST
State	FL
Zip	32164-6520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DPX
Legal Description	PALM COAST SECTION 31 BLOCK 00013 LOT 0015 SUBDIVISION COMPLETION YEAR 1981 OR 326 PG 499 OR 2260/1648 OR 2369/326
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	13
Legal Lot Number	15
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1028
Census Tract	60214

Owner

Source: Flagler County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 RIDLEY LN, PALM COAST, FL 32164-6520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Oct 22, 2025	Warranty Deed, Transfer WATSON TITLE SERVICES INC
Jan 3, 2023	Warranty Deed, Subdivision Related Transfer HB TITLE INC
Aug 6, 2021	Warranty Deed, Transfer HB TITLE INC
Jul 12, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Feb 21, 2018	Warranty Deed, Transfer SUNCOAST TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2025 · Amount on Record
Deed Sale	Oct 22, 2025 · Amount on Record
Prior Sale	Jan 3, 2023 · Amount on Record
Deed Document Number	202543176
Deed Book / Page	3000 / 1699
Last Transfer Date	Jul 30, 2026
Transfer Doc	0000031161
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 31, 2026
Property Address	22 RIDLEY LN, PALM COAST, FL 32164-6520
Document Number	0000031161
Book / Page	3076 / 69
Instrument Date	Jul 30, 2026
Instrument	202631161
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	22 RIDLEY LN, PALM COAST, FL 32164-6520

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Oct 22, 2025
Property Address	22 RIDLEY LN, PALM COAST, FL 32164-6520
Document Number	0030001699
Book / Page	3000 / 1699
Map Reference	MB 10 PG 43-53
Instrument Date	Oct 16, 2025
Instrument	2025043176
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 ELLAVILLE DR, PALM COAST, FL 32137-5158

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 RIDLEY LN, PALM COAST, FL 32164-6520

January 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 3, 2023
Property Address	22 RIDLEY LN, PALM COAST, FL 32164-6520
Document Number	0027480238
Book / Page	2748 / 238
Map Reference	MB 10 PG 43-53
Instrument Date	Dec 30, 2022
Instrument	2023000187
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 29, 2024
Title Company	HB TITLE INC

Transaction

Amount	Amount Recorded
Tax	$2,261.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 RIDLEY LN, PALM COAST, FL 32164-6520

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Aug 6, 2021
Property Address	22 RIDLEY LN, PALM COAST, FL 32164-6520
Document Number	0025920518
Book / Page	2592 / 518
Map Reference	MB 10 PG 43-53
Instrument Date	Jul 28, 2021
Instrument	2021043082
Transaction Type	Transfer
Record Updated	Apr 29, 2024
Title Company	HB TITLE INC

Transaction

Amount	Amount Recorded
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 DRIFTWAY TER, FLAGLER BEACH, FL 32136-2754

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 12, 2019
Property Address	22 RIDLEY LN, PALM COAST, FL 32164-6520
Document Number	0023690326
Book / Page	002369 / 000326
Instrument Date	Jul 5, 2019
Instrument	25686
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 DRIFTWAY TER FLAGLER BEACH FL 321362754, FLAGLER BEACH, FL 32136-2754

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Feb 21, 2018
Property Address	22 RIDLEY LN, PALM COAST, FL 32164-6520
Document Number	0022601648
Book / Page	002260 / 001648
Instrument Date	Feb 14, 2018
Instrument	6339
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	SUNCOAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$105.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1800 OLD MOODY BLVD BUNNELL FL 321105932, BUNNELL, FL 32110-5932

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,170.00 (-14.06%)	$272,612 (+2.93%) Land $53,500 Building $219,112	$272,612 (+2.93%) Land $53,500 Building $219,112
2024	$4,852.00 (-4.79%)	$264,856 (-3.71%) Land $43,500 Building $221,356	$264,856 (-3.71%) Land $43,500 Building $221,356
2023	$5,096.00 (+502.36%)	$275,060 (+518.11%) Land $44,500 Building $230,560	$275,060 (+518.11%) Land $44,500 Building $230,560
2022	$846.00	$44,500 Land $44,500	$44,500 Land $44,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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