20 Ridley Ln, Palm Coast, FL 32164 Property Records

Flagler County property record for 20 Ridley Ln, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,806 sqft · built 2023
Lot Size	0.287 acres (12,502 sqft)
Owner	Company Name on Record
Last Sale	$310,990 (Apr 2023)
Tax Bill	$5,000 (2025)
Deeds & Mortgages	Apr 2023 Sale Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7031-00130-0160`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7031-00130-0160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,806 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,502 sqft (0.287 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	20 RIDLEY LN
City	PALM COAST
State	FL
Zip	32164-6520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DPX
Legal Description	PALM COAST SECTION 31 BLOCK 00013 LOT 0016 SUBDIVISION COMPLETION YEAR 1981 OR 326 PG 500 OR 2262/1561-FRASER TRUST
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	13
Legal Lot Number	16
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1028
Census Tract	60214

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	23 WHITE HOUSE DR, PALM COAST, FL 32164-7269
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Warranty Deed, Transfer AGENT'S CHOICE TITLE LLC, AGENTS CHOICE TITLE LLC
Aug 6, 2021	Warranty Deed, Transfer HB TITLE INC
Aug 6, 2021	Warranty Deed, Transfer HB TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2023 · Amount on Record
Deed Sale	Apr 24, 2023 · Amount on Record
Prior Sale	Aug 6, 2021 · Amount on Record
Deed Document Number	2023016770
Deed Book / Page	2773 / 1916
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 24, 2023
Property Address	20 RIDLEY LN, PALM COAST, FL 32164-6520
Document Number	0027731916
Book / Page	2773 / 1916
Map Reference	MB 10 PG 43-53
Instrument Date	Apr 17, 2023
Instrument	2023016770
Transaction Type	Transfer
Record Updated	May 10, 2023
Title Company	AGENT'S CHOICE TITLE LLC, AGENTS CHOICE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,177.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 WHITE HOUSE DR, PALM COAST, FL 32164-7269

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Aug 6, 2021
Property Address	20 RIDLEY LN, PALM COAST, FL 32164-6520
Document Number	0025920644
Book / Page	2592 / 644
Map Reference	MB 10 PG 43-53
Instrument Date	Jul 29, 2021
Instrument	2021043115
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	HB TITLE INC

Transaction

Amount	Amount Recorded
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1800 OLD MOODY BLVD, 1800, BUNNELL, FL 32110-5932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Aug 6, 2021
Property Address	20 RIDLEY LN, PALM COAST, FL 32164-6520
Document Number	0025920634
Book / Page	2592 / 634
Map Reference	MB 10 PG 43-53
Instrument Date	Jul 29, 2021
Instrument	2021043113
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	HB TITLE INC

Transaction

Amount	Amount Recorded
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1800 OLD MOODY BLVD, 1800, BUNNELL, FL 32110-5932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,000.00 (+506.8%)	$275,109 (+518.22%) Land $53,500 Building $221,609	$275,109 (+518.22%) Land $53,500 Building $221,609
2023	$824.00 (-2.6%)	$44,500 (-) Land $44,500	$44,500 (-) Land $44,500
2022	$846.00	$44,500 Land $44,500	$44,500 Land $44,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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