22 Richards St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 22 Richards St, Worcester, MA 01603

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,362 sqft · built 1907
Lot Size	0.258 acres (11,239 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Sep 2010)
Tax Bill	$7,089 (2026)
Deeds & Mortgages	Aug 2022 Refinance Aug 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-011-00008`

Property Details

APN / Parcel Number

Primary APN	`7-011-00008`
Alternative APN	`WORC M:07 B:011 L:00008`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,362 sqft Living Area
Gross Area	6,160 sqft
1st Floor Area	1,533 sqft
Basement Area	1,536 sqft
Unfinished Basement	1,536 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,239 sqft (0.258 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	7-011-00008
Street Address	22 RICHARDS ST
City	WORCESTER
State	MA
Zip	01603-2609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG-5
Legal Block	11
Legal Lot Number	8
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2002
Census Tract	731204

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22 RICHARDS ST, WORCESTER, MA 01603-2609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Aug 16, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 15, 2020	Deed of Trust, Mortgage · Balloon Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2010 · Amount on Record
Deed Sale	Sep 14, 2010 · Amount on Record
Deed Document Number	201099118
Deed Book / Page	46304 / 213
Last Transfer Date	Aug 2, 2022
Transfer Doc	068078-182
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	22 RICHARDS ST, WORCESTER, MA 01603-2609
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068057-365
Date	Aug 12, 2022
Book Page	68057/365
Instrument	88838

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 16, 2022
Property Address	22 RICHARDS ST, WORCESTER, MA 01603-2609
Document Number	068078-182
Book / Page	68078 / 182
Instrument Date	Aug 2, 2022
Instrument	90410
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 RICHARDS AVE, WORCESTER, MA 01612-1148

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	22 RICHARDS ST, WORCESTER, MA 01603-2609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61743-354
Date	Jan 15, 2020
Book Page	61743/354
Instrument	4239

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,089.00 (+19.46%)	$533,800 (+18.65%) Land $104,700 Building $429,100	$495,388 (-9.52%)
2025	$5,934.00 (+8.86%)	$449,900 (+18.36%) Land $98,600 Building $351,300
2024			$547,485
2023	$5,451.00	$380,100 Land $85,700 Building $294,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile, Xfinity.

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