15 Richards St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 15 Richards St, Worcester, MA 01603

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,820 sqft · built 1870
Lot Size	0.249 acres (10,831 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Oct 2025)
Tax Bill	$5,660 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-009-08+8A`

Property Details

APN / Parcel Number

Primary APN	`7-009-08+8A`
Alternative APN	`WORC M:07 B:009 L:08+8A`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Units	2 Units
Stories	3 Stories
Building Area	1,820 sqft Living Area
Gross Area	3,484 sqft
1st Floor Area	1,070 sqft
Basement Area	1,178 sqft
Unfinished Basement	1,178 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,831 sqft (0.249 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	7-009-08+8A
Street Address	15 RICHARDS ST
City	WORCESTER
State	MA
Zip	01603-2608
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RG-5
Legal Block	9
Legal Lot Number	8+8A
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2001
Census Tract	731204

Owner

Source: Worcester County and Worcester City records · APN 7-009-08+8A

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	15 RICHARDS ST, WORCESTER, MA 01603-2608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 20, 2025 · Amount on Record
Deed Sale	Oct 20, 2025 · Amount on Record
Prior Sale	Jun 24, 2005 · Amount on Record
Deed Book / Page	72700 / 82
Record Updated	Jun 08, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 20, 2025
Property Address	15 RICHARDS ST, WORCESTER, MA 01603-2608
Document Number	0072700-82
Book / Page	72700 / 82
Instrument Date	Oct 17, 2025
Instrument	90552
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 RICHARDS ST, WORCESTER, MA 01603-2608

Mortgage

Document Number	0000090553
Date	Oct 20, 2025
Instrument	90553

Lender

Name	CALCON MUTUAL MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,660.00 (+10.89%)	$429,100 (+20.57%) Land $98,600 Building $330,500
2023	$5,104.00	$355,900 Land $85,700 Building $270,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 30, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile USA, Xfinity.

Based on FCC filings for 446 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.