22 Rainbow Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 22 Rainbow Dr, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,338 sqft · built 1959
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on File
Last Sale	$137,100 (Apr 2017)
Tax Bill	$2,747 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`266652A000`

Property Details

APN / Parcel Number

Primary APN	`266652A000`
Alternative APN	`2-055D-4231-00-0027.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,338 sqft Living Area
Gross Area	2,980 sqft
1st Floor Area	1,338 sqft
Basement Area	1,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Metal
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	540 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	266652A000
Street Address	22 RAINBOW DR
City	SAINT PETERS
State	MO
Zip	63376-1418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	COTTAGE HILL ADDN LOT 27
Legal Subdivision	COTTAGE HILL
Legal Lot Number	27
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3017
Census Tract	312400

Owner

22 Rainbow Dr is owned and occupied by an individual who bought it in April 2017.

Source: St. Charles County records, as of October 30, 2025

Owner of Record	Individual Name on File
Mailing Address	22 RAINBOW DR, SAINT PETERS, MO 63376-1418
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 8, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 5, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Apr 24, 2017	Warranty Deed, Transfer · FHA Mortgage FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2017 · Amount on File
Deed Sale	Apr 24, 2017 · Amount on File
Prior Sale	Jul 11, 2012 · Amount on File
Deed Document Number	2017244270
Deed Book / Page	6732 / 335
Prior Transfer Date	Apr 17, 2017
Prior Transfer Doc	0067320335
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	22 RAINBOW DR, SAINT PETERS, MO 63376-1418
Transaction Type	Mortgage
Record Updated	Jan 24, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 RAINBOW DR, SAINT PETERS, MO 63376-1418

Mortgage

Document Number	0000002264
Date	Jan 11, 2022
Instrument	2022R-002264

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	308 Months
Due	Sep 1, 2047

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	22 RAINBOW DR, SAINT PETERS, MO 63376-1418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072130830
Date	Jan 8, 2020
Book Page	7213/0830
Instrument	20200108000015750

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CHESTERFIELD, MO 63005

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	328 Months
Due	May 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	22 RAINBOW DR, SAINT PETERS, MO 63376-1418
Document Number	0000077256
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 RAINBOW DR ST PETERS MO 633761418, ST PETERS, MO 63376-1418

Mortgage

Document Number	0000077256
Date	Oct 13, 2020
Instrument	77256

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	STLOUIS, MO 63005

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Oct 12, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 24, 2017
Property Address	22 RAINBOW DR, SAINT PETERS, MO 63376-1418
Document Number	0067320335
Book / Page	006732 / 000335
Instrument Date	Apr 17, 2017
Instrument	244270
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	PRO TITLE, FREEDOM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 RAINBOW DR ST PETERS MO 633761418, ST PETERS, MO 63376-1418

Mortgage

Document Number	67320338
Date	Apr 24, 2017
Book Page	006732/000338
Instrument	244280

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 22 Rainbow Dr was $2,747, up 4.8% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Peters City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,747.00 (+4.77%)	$39,347	$207,093 Land $45,000 Building $162,093
2024	$2,622.00
2023		$36,592
2022			$192,589 Land $40,500 Building $152,089

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22 Rainbow Dr in Zone X, an area of minimal flood risk, though there have been 63 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	63 (1979–2022)
Claims Outside the SFHA	5 of 63
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 13 claims Severe Storms & Flooding, Sep 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 22 Rainbow Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PETERS PWS serves 52,575 people · EPA ID MO6010719
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Mar 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Gateway Fiber, Wisper ISP.

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