St. Charles County property record for 19 Rainbow Dr, Saint Peters, MO 63376
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,584 sqft · built 1958 |
| Lot Size | 0.333 acres (14,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $167,000 (Jul 2022) |
| Tax Bill | $2,238 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 266646A000 |
| Primary APN | 266646A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| Gross Area | 2,270 sqft |
| 1st Floor Area | 974 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 610 sqft |
| Unfinished Basement | 350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,500 sqft (0.333 acres) |
| Lot Dimensions | 145 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Deck Area | Deck Area |
| Patio Area | 264 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 266646A000 |
|---|---|
| Street Address | 19 RAINBOW DR |
| City | SAINT PETERS |
| State | MO |
| Zip | 63376-1448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE9 |
| Legal Description | COTTAGE HILL ADDN LOT 23 |
| Legal Subdivision | COTTAGE HILL |
| Legal Lot Number | 23 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | O'FALLON |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 312400 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 19 RAINBOW DR, SAINT PETERS, MO 63376-1448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 6, 2024 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Jul 15, 2022 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2022 · Amount on Record |
| Deed Sale | Jul 15, 2022 · Amount on Record |
| Prior Sale | Nov 19, 2012 · Amount on Record |
| Deed Document Number | 202239294 |
| Prior Transfer Date | Mar 12, 2012 |
| Prior Transfer Doc | 0000188750 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 19 RAINBOW DR, SAINT PETERS, MO 63376-1448 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 19 RAINBOW DR, SAINT PETERS, MO 63376-1448 |
| Document Number | 0000004680 |
|---|---|
| Date | Feb 6, 2024 |
| Instrument | 2024R-004680 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 15, 2022 |
| Property Address | 19 RAINBOW DR, SAINT PETERS, MO 63376-1448 |
| Document Number | 0000039294 |
| Map Reference | MB 5 PG 49 |
| Instrument Date | Jul 8, 2022 |
| Instrument | 2022R-039294 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 801 NOTRE DAME DR, O FALLON, MO 63366-1785 |
| Name | Verified Name |
|---|---|
| Address | 19 RAINBOW DR, SAINT PETERS, MO 63376-1448 |
| Document Number | 0000039295 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 2022R-039295 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Peters City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $31,950 (-) | $168,159 (-) Land $45,000 Building $123,159 | |
| 2025 | $2,238.00 | $31,950 (+6.44%) | $168,159 (+6.44%) Land $45,000 Building $123,159 |
| 2023 | $30,018 | ||
| 2022 | $157,988 Land $40,500 Building $117,488 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 63 (1979–2022) |
| Claims Outside the SFHA | 5 of 63 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST PETERS PWS serves 52,575 people · EPA ID MO6010719 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Gateway Fiber, Wisper ISP.
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