22 Pine St, Albany, NY 12203 Property Records

Albany County and Guilderland Town property record for 22 Pine St, Albany, NY 12203

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,360 sqft · built 1955
Lot Size0.305 acres (13,300 sqft)
Owner2 Individual Names on File
Last Sale$200,000 (Jul 2014)
Tax Bill$6,577 (2026)
Deeds & MortgagesMar 2022 Mortgage
Sep 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN013089 52.09-3-64

Property Details

APN / Parcel Number

Primary APN013089 52.09-3-64
Alternative APNs
  • 308905200900030640000000
  • 05200900030640000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,360 sqft Living Area
1st Floor Area1,360 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area13,300 sqft (0.305 acres)
Lot Dimensions140 ft deep x 95 ft wide
Garage TypeDetached
Garage Area336 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number05200900030640000000
Street Address22 PINE ST
CityALBANY
StateNY
Zip12203-4744
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal DescriptionLOT 53
Legal Block3
Legal Lot Number64.000
JurisdictionALBANY NY
Township / Civil DivisionGUILDERLAND
Census Block Group2
Census Block2000
Census Tract14608

Owner

22 Pine St is owned and occupied by two individuals who bought it in July 2014.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address22 PINE ST, ALBANY, NY 12203-4744
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2022Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES FCU
Sep 19, 2022Deed of Trust, Mortgage · Line of Credit
BROADVIEW FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2014 · Amount on File
Deed SaleJul 30, 2014 · Amount on File
Prior SaleMay 21, 2008 · Amount on File
Deed Document Number201411665016
Deed Book / Page3107 / 59
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address22 PINE ST, ALBANY, NY 12203-4744
Transaction TypeMortgage
Record UpdatedFeb 21, 2023
Title CompanySMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 PINE ST, COLONIE, NY 12203-4744

Mortgage

Document Number0000000387
DateMar 29, 2022
InstrumentR2022-8387
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2037

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address22 PINE ST, ALBANY, NY 12203-4744
Transaction TypeMortgage
Record UpdatedFeb 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 PINE ST, ALBANY, NY 12203-4744

Mortgage

Document Number0000001592
DateSep 19, 2022
InstrumentR2022-21592
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueSep 18, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 22 Pine St was $6,577, up 0.3% from the year before.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,577.00 (+0.31%)
2025$6,557.00$225,000 Land $45,000 Building $180,000$300,000 Land $60,000 Building $240,000
2023$225,000 (-) Land $45,000 Building $180,000$264,706 (+7.06%) Land $52,941 Building $211,765
2022$225,000 Land $45,000 Building $180,000$247,253 Land $49,451 Building $197,802
2021$5,919.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Pine St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Pine St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGUILDERLAND TOWN WD
serves 30,000 people · EPA ID NY0100205
Water SourceSurface water
Last State InspectionAug 2022
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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