20 Pine St, Albany, NY 12203 Property Records

Albany County and Guilderland Town property record for 20 Pine St, Albany, NY 12203

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1950
Lot Size	0.16 acres (7,000 sqft)
Owner	2 Trust Names on File
Last Sale	$1,833,000 (Jul 2024)
Tax Bill	$4,198 (2026)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 52.09-3-63`

Property Details

APN / Parcel Number

Primary APN	`013089 52.09-3-63`
Alternative APNs	`308905200900030630000000` `05200900030630000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	640 sqft
Upper Floors Area	320 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	05200900030630000000
Street Address	20 PINE ST
City	ALBANY
State	NY
Zip	12203-4744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOT 52 &
Legal Block	3
Legal Lot Number	63.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	2
Census Block	2000
Census Tract	14608

Owner

20 Pine St is held in a trust since July 2024.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	137 OLD RD, CROPSEYVILLE, NY 12052-2707
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2024 · Amount on File
Deed Sale	Jul 31, 2024 · Amount on File
Prior Sale	Sep 28, 2021 · Amount on File
Deed Document Number	202412557
Prior Transfer Date	Jul 25, 1997
Prior Transfer Doc	2584000233
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	20 PINE ST, ALBANY, NY 12203-4744
Transaction Type	Mortgage
Record Updated	Jan 4, 2024
Title Company	NOT AVAILABLE, SHAKER ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 LYNN DR, ALBANY, NY 12205-4918
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009526
Date	Sep 28, 2021
Instrument	R2021-29526

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 20 Pine St was $4,198, up 0.5% from the year before.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,198.00 (+0.48%)
2025	$4,178.00	$139,000 Land $28,000 Building $111,000	$185,333 Land $37,333 Building $148,000
2023		$139,000 (-) Land $28,000 Building $111,000	$163,529 (+7.06%) Land $32,941 Building $130,588
2022		$139,000 Land $28,000 Building $111,000	$152,747 Land $30,769 Building $121,978
2021	$3,711.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20 Pine St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Pine St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20