Madison County property record for 22 Pepper Rdg, Jackson, TN 38305
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,372 sqft · built 1985 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (Jun 2023) |
| Tax Bill | $697 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Jun 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055L-D-009.00 |
| Primary APN | 055L-D-009.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,372 sqft Living Area |
| Gross Area | 1,772 sqft |
| 1st Floor Area | 742 sqft |
| Upper Floors Area | 630 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | L-Shape |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,400 sqft (0.101 acres) |
| Lot Dimensions | 80 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 108 sqft |
| Patio Area | 374 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 22 PEPPER RDG |
|---|---|
| City | JACKSON |
| State | TN |
| Zip | 38305-4030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PEPPER RIDGE PB 4 PG 279 BLK 1 LOT 8 55X80 |
| Legal Subdivision | PEPPER RIDGE |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | MADISON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 200 |
Source: Madison County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 22 PEPPER RDG, JACKSON, TN 38305-4030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 1, 2024 | Deed of Trust, Mortgage · FHA Mortgage FIRST COMMUNITY MORTGAGE INC |
| Jun 21, 2023 | Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC |
| Sep 30, 2022 | Trustee's Deed, Foreclosure |
| Dec 11, 2017 | Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Apr 10, 2017 | Warranty Deed, Transfer · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2023 · Amount on Record |
| Deed Sale | Jun 21, 2023 · Amount on Record |
| Prior Sale | Sep 30, 2022 · Amount on Record |
| Deed Document Number | 20236315 |
| Deed Book / Page | 778 / 406 |
| Transfer Doc | 0690001631 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON TN |
| Property Address | 22 PEPPER RDG, JACKSON, TN 38305-4030 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2024 |
| Name | Verified Name |
|---|---|
| Address | 22 PEPPER RDG, JACKSON, TN 38305-4030 |
| Document Number | 0T2244/396 |
|---|---|
| Date | Mar 1, 2024 |
| Book Page | T2244/396 |
| Instrument | 24001973 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | MURFREESBORO, TN 37129 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON TN |
| Recording Date | Jun 21, 2023 |
| Property Address | 22 PEPPER RDG, JACKSON, TN 38305-4030 |
| Document Number | 0DD778/406 |
| Book / Page | DD778 / 406 |
| Instrument Date | Jun 16, 2023 |
| Instrument | 23006315 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $703.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 PEPPER RDG, JACKSON, TN 38305-4030 |
| Investor | Possibly a Property Investor |
| Document Number | 0023006316 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 23006316 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Number | T2226/1119 |
|---|---|
| Date | Jun 21, 2023 |
| Book Page | T2226/1119 |
| Instrument | 23006317 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | MURFREESBORO, TN 37129 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 1, 2033 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MADISON TN |
| Recording Date | Sep 30, 2022 |
| Property Address | 22 PEPPER RDG, JACKSON, TN 38305-4030 |
| Document Number | 0D773/1418 |
| Book / Page | D773 / 1418 |
| Instrument Date | Sep 28, 2022 |
| Instrument | 22013002 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $442.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 86 ESQUIRE PEEK RD, HUMBOLDT, TN 38343-6468 |
| Mail Care Of | LARRY STURGIS |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON TN |
| Property Address | 22 PEPPER RDG, JACKSON, TN 38305-4030 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014303 |
|---|---|
| Date | Dec 11, 2017 |
| Book Page | T2060/1769 |
| Instrument | 17014303 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | CERRITOS, CA 90703 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON TN |
| Recording Date | Apr 10, 2017 |
| Property Address | 22 PEPPER RDG, JACKSON, TN 38305-4030 |
| Document Number | 0000003787 |
| Book / Page | 00D739 / 000863 |
| Instrument Date | Apr 7, 2017 |
| Instrument | 3787 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 PEPPER RDG JACKSON TN 383054030, JACKSON, TN 38305-4030 |
| Document Number | 3788 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 0T2043/000770 |
| Instrument | 3788 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 9, 2047 |
Source: Madison County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Madison County |
| Municipality | Jackson City |
| Unified School District | Jackson-Madison County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $697.00 (-46.22%) | $37,175 (-) Land $3,250 Building $33,925 | $148,700 (-) Land $13,000 Building $135,700 |
| 2023 | $37,175 (-) Land $3,250 Building $33,925 | ||
| 2022 | $1,296.00 | $37,175 Land $3,250 Building $33,925 | $148,700 Land $13,000 Building $135,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2010–2025) |
| Most Recent Claim | May 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| EPlus Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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