12 Pepper Rdg, Jackson, TN 38305 Property Records

Madison County property record for 12 Pepper Rdg, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,392 sqft · built 1986
Lot Size	0.104 acres (4,560 sqft)
Owner	2 Individual Names on File
Last Sale	$102,500 (Jan 2017)
Tax Bill	$1,278 (2022)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`057055L D 01400`

Property Details

APN / Parcel Number

Primary APN	`057055L D 01400`
Alternative APN	`055L D 01400`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,392 sqft Living Area
1st Floor Area	752 sqft
Upper Floors Area	640 sqft
Attic Area	560 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2005
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,560 sqft (0.104 acres)
Lot Dimensions	80 ft deep x 57 ft wide
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12 PEPPER RDG
City	JACKSON
State	TN
Zip	38305-4030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05, COUNTY AREA: J38
Legal Subdivision	PEPPER RIDGE
Legal Block	1
Legal Lot Number	13 57
Jurisdiction	MADISON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1027
Census Tract	200

Owner

12 Pepper Rdg is owned and occupied by two individuals who bought it in January 2017.

Source: Madison County records, as of January 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 PEPPER RDG, JACKSON, TN 38305-4030
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2017 · Amount on File
Deed Sale	Jan 19, 2017 · Amount on File
Prior Sale	Feb 1, 1996 · Amount on File
Deed Document Number	17000645
Deed Book / Page	D738 / 509
Record Updated	Jun 8, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Jan 19, 2017
Property Address	12 PEPPER RDG, JACKSON, TN 38305-4030
Document Number	0000000645
Book / Page	00D738 / 000509
Instrument Date	Jan 18, 2017
Instrument	645
Transaction Type	Transfer
Record Updated	Jan 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$379.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 PEPPER RDG JACKSON TN 383054030, JACKSON, TN 38305-4030

Mortgage

Document Number	646,
Date	Jan 19, 2017
Book Page	0T2038/001084
Instrument	646

Lender

Name	LEADERS CU
Type	Credit Union
Address	JACKSON, TN 38305

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,675 Land $3,250 Building $33,425
2023		$36,675 Land $3,250 Building $33,425
2022	$1,278.00		$146,700 Land $13,000 Building $133,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 Pepper Rdg in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2010–2025)
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Pepper Rdg is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20