22 Overlook Rd, Caldwell, NJ 07006 Property Records

Essex County and Caldwell Borough property record for 22 Overlook Rd, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	2,326 sqft · built 1949
Lot Size	0.208 acres (9,075 sqft)
Owner	Individual Name on Record
Last Sale	$975,000 (Aug 2025)
Tax Bill	$20,574 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-00045-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`03-00045-0000-00002`
Alternative APNs	`030004500002` `00001251`

Interior

Building Area	2,326 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	9,075 sqft (0.208 acres)
Lot Dimensions	121 ft deep x 75 ft wide

Location & Zoning

Account Number	00001251
Street Address	22 OVERLOOK RD
City	CALDWELL
State	NJ
Zip	07006-5831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	75X121 IRR
Legal Subdivision	BOROUGH/CALDWELL
Legal Block	45
Legal Lot Number	2
Jurisdiction	ESSEX NJ
Township / Civil Division	CALDWELL
Census Block Group	1
Census Block	1006
Census Tract	21702

Owner

Source: Essex County and Caldwell Borough records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22 OVERLOOK RD, CALDWELL, NJ 07006-5831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 27, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG
Apr 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage NORTH JERSEY FCU
Sep 25, 2017	Deed of Trust, Mortgage · Line of Credit NORTH JERSEY FCU
Feb 27, 2017	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2025 · Amount on Record
Deed Sale	Aug 1, 2025 · Amount on Record
Prior Sale	Aug 27, 2019 · Amount on Record
Deed Document Number	202548481
Prior Transfer Date	Apr 26, 2021
Prior Transfer Doc	2021079646
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	22 OVERLOOK RD, CALDWELL, NJ 07006-5831
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	GUARDIAN TITLE SERVICES, GUARDIAN TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 OVERLOOK RD, CALDWELL, NJ 07006-5831

Mortgage

Document Number	0000012521
Date	Feb 26, 2026
Instrument	2026012521

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESSEX NJ
Recording Date	Jun 30, 2021
Property Address	22 OVERLOOK RD, CALDWELL, NJ 07006-5831
Document Number	2021079646
Instrument Date	Apr 26, 2021
Instrument	2021079646
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	ALL PRO TITLE GROUP LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 OVERLOOK RD, CALDWELL, NJ 07006-5831

Mortgage

Document Number	2021079647
Date	Jun 30, 2021
Instrument	2021079647

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2051

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 27, 2019
Property Address	22 OVERLOOK RD, CALDWELL, NJ 07006-5831
Document Number	0000080720
Instrument Date	Jul 30, 2019
Instrument	80720
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 OVERLOOK RD CALDWELL NJ 070065831, CALDWELL, NJ 07006-5831

Mortgage

Document Number	80724
Date	Aug 27, 2019
Instrument	80724

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	22 OVERLOOK RD, CALDWELL, NJ 07006-5831
Document Number	0000034476
Instrument Date	Apr 9, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 OVERLOOK RD CALDWELL NJ 070065831, CALDWELL, NJ 07006-5831

Mortgage

Document Number	0000034476
Date	Apr 23, 2018
Instrument	34476

Lender

Name	NORTH JERSEY FCU
Type	Credit Union
Address	TOTOWA, NJ 07512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 22, 2033

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	22 OVERLOOK RD, CALDWELL, NJ 07006-5831
Document Number	0000093118
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Feb 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 OVERLOOK RD CALDWELL NJ 070065831, CALDWELL, NJ 07006-5831

Mortgage

Document Number	0000093118
Date	Oct 20, 2017
Instrument	93118

Lender

Name	NORTH JERSEY FCU
Type	Credit Union
Address	TOTOWA, NJ 07512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 19, 2032

Interest

Rate Type	Adjustable Rate

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Feb 27, 2017
Property Address	22 OVERLOOK RD, CALDWELL, NJ 07006-5831
Document Number	0000016700
Instrument Date	Jan 18, 2017
Instrument	16700
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$335.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Tax Assessment & Valuation

Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Caldwell Borough
Unified School District	Caldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$631,700 (-) Land $295,800 Building $335,900	$631,700 (-) Land $295,800 Building $335,900
2025	$20,574.00 (+2.29%)	$631,700 (-) Land $295,800 Building $335,900	$631,700 (-) Land $295,800 Building $335,900
2024	$20,113.00 (+5.33%)
2023		$631,700 Land $295,800 Building $335,900	$631,700 Land $295,800 Building $335,900
2022	$19,096.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, Optimum.

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