Essex County and Caldwell Borough property record for 20 Overlook Rd, Caldwell, NJ 07006
| Property Type | Single Family Home |
|---|---|
| Details | 2,276 sqft · built 1914 |
| Lot Size | 0.221 acres (9,630 sqft) |
| Owner | Individual Name on File |
| Last Sale | $430,000 (Jul 2010) |
| Tax Bill | $15,383 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Jan 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00046-0000-00002 |
| Primary APN | 03-00046-0000-00002 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,276 sqft Living Area |
|---|
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Lot Area | 9,630 sqft (0.221 acres) |
| Lot Dimensions | 107 ft deep x 90 ft wide |
| Account Number | 00001263 |
|---|---|
| Street Address | 20 OVERLOOK RD |
| City | CALDWELL |
| State | NJ |
| Zip | 07006-5831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 90X107 IRR |
| Legal Block | 46 |
| Legal Lot Number | 2 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | CALDWELL |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 21702 |
Source: Essex County and Caldwell Borough records · APN 03-00046-0000-00002
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21 OVERLOOK RD, CALDWELL, NJ 07006-5812 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 07, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PINNACLE MTG |
| Jan 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PINNACLE MTG |
| Oct 03, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 21, 2010 · Amount on Record |
| Deed Sale | Jul 21, 2010 · Amount on Record |
| Prior Sale | Nov 01, 1989 · Amount on Record |
| Deed Document Number | 201052490 |
| Deed Book / Page | 12262 / 9985 |
| Prior Transfer Date | Jun 02, 2007 |
| Prior Transfer Doc | 0007076183 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 20 OVERLOOK RD, CALDWELL, NJ 07006-5831 |
| Document Number | 0000098582 |
| Instrument Date | Oct 07, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2019 |
| Title Company | SOVEREIGN TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 21 OVERLOOK RD CALDWELL NJ 070065812, CALDWELL, NJ 07006-5812 |
| Document Number | 0000098582 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 98582 |
| Name | PINNACLE MTG |
|---|---|
| Type | Mortgage Company |
| Address | EAST HANOVER, NJ 07936 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 15, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 20 OVERLOOK RD, CALDWELL, NJ 07006-5831 |
| Document Number | 0000011503 |
| Instrument Date | Jan 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20 OVERLOOK RD CALDWELL NJ 070065831, CALDWELL, NJ 07006-5831 |
| Document Number | 0000011503 |
|---|---|
| Date | Feb 07, 2019 |
| Instrument | 11503 |
| Name | PINNACLE MTG |
|---|---|
| Type | Mortgage Company |
| Address | EAST HANOVER, NJ 07936 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 06, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Oct 03, 2018 |
| Property Address | 20 OVERLOOK RD, CALDWELL, NJ 07006-5831 |
| Document Number | 0000085679 |
| Instrument | 85679 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 235 OLD CHESTER RD ESSEX FELLS NJ 070211503, ESSEX FELLS, NJ 07021-1503 |
Source: Essex County and Caldwell Borough records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| Municipality | Caldwell Borough |
| Unified School District | Caldwell-West Caldwell School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $472,300 (-) Land $295,800 Building $176,500 | $472,300 (-) Land $295,800 Building $176,500 | |
| 2025 | $15,383.00 (+2.29%) | $472,300 (+1.48%) Land $295,800 Building $176,500 | $472,300 (+1.48%) Land $295,800 Building $176,500 |
| 2024 | $15,038.00 (+6.89%) | ||
| 2023 | $465,400 Land $295,800 Building $169,600 | $465,400 Land $295,800 Building $169,600 | |
| 2022 | $14,069.00 |
Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1983–2022) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2022 · tidal / storm surge |
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, Optimum Communications.
Based on FCC filings for 416 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CALDWELL WATER DEPT serves 9,027 people |
|---|---|
| Water Source | Purchased surface water from ESSEX FELLS WATER DEPT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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