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22 Oak Ln, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 22 Oak Ln, Rumson, NJ 07760 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,358 sqft · built 2022
Lot Size0.329 acres (14,322 sqft)
Owner2 Individual Names on File
Last Sale$803,600 (Dec 2020)
Tax Bill$25,014 (2025)
Deeds & MortgagesNov 2023 Mortgage
Jun 2018 Transfer
Flood ZoneZone X (minimal risk)
APN41-00032-0000-00002

Property Details

APN / Parcel Number

Primary APN41-00032-0000-00002
Alternative APNs
  • 410003200002
  • 049700

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area3,358 sqft Living Area
1st Floor Area1,444 sqft
Basement Area1,092 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area14,322 sqft (0.329 acres)
PorchOpen Porch
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number049700
Street Address22 OAK LN
CityRUMSON
StateNJ
Zip07760-1307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block32
Legal Lot Number2
JurisdictionMONMOUTH NJ
Township / Civil DivisionRUMSON
Census Block Group3
Census Block3029
Census Tract803900

Owner

Source: Monmouth County and Rumson Borough records · APN 41-00032-0000-00002

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address22 OAK LN, RUMSON, NJ 07760-1307
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2023Deed of Trust, Mortgage · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
Jun 15, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 29, 2020 · Amount on Record
Deed SaleDec 29, 2020 · Amount on Record
Deed Document Number2020156371
Deed Book / Page9468 / 3090
Prior Transfer DateJun 08, 2018
Prior Transfer Doc0000059624
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address22 OAK LN, RUMSON, NJ 07760-1307
Transaction TypeMortgage
Record UpdatedDec 18, 2023
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 OAK LN, RUMSON, NJ 07760-1307

Mortgage

Document Number0096688894
DateNov 27, 2023
Book Page9668/8894
Instrument2023082214
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053
Interest
Rate TypeAdjustable Rate
Rate6.3%
Type Change DateDec 01, 2033
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11.3%
Margin3
Max Rate11.3%

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONMOUTH NJ
Recording DateJun 15, 2018
Property Address22 OAK LN, RUMSON, NJ 07760-1307
Document Number0000059624
Book / Page009292 / 008627
Instrument DateJun 08, 2018
Instrument59624
Transaction TypeTransfer
Record UpdatedJul 06, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3352 OLD 29 HWY HARTWELL GA 306434232, HARTWELL, GA 30643-4232

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityRumson Borough
Elementary School DistrictRumson Borough School District (KG - 08)
Secondary School DistrictRumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,745,000 (+15.11%) Land $1,228,600 Building $1,516,400$2,745,000 (+15.11%) Land $1,228,600 Building $1,516,400
2025$25,014.00 (+3.53%)$2,384,600 (+135.05%) Land $1,094,000 Building $1,290,600$2,384,600 (+135.05%) Land $1,094,000 Building $1,290,600
2024$24,162.00 (+107.79%)
2023$1,014,500 Land $963,500 Building $51,000$1,014,500 Land $963,500 Building $51,000
2022$11,628.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258039003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 66 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies75 units insured
9 under condo master policies
Nearby Flood Claims165 (1978–2024)
Claims Outside the SFHA30 of 165
Most Recent ClaimJan 2024, river or lake flooding
Claims By Storm
  • Hurricane Sandy, Nov 2012 · 66 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 42 claims
  • Coastal Storms & Flooding, Apr 1984 · 11 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 342 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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