22 North Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 22 North Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,880 sqft · built 1978
Lot Size	0.207 acres (9,050 sqft)
Owner	Individual Name on Record
Last Sale	$2,350,000 (Jan 2025)
Tax Bill	$11,757 (2024)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`00514730-000000`

Property Details

APN / Parcel Number

Primary APN	`00514730-000000`
Alternative APNs	`01613900514730000000` `1633992`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,880 sqft Living Area
1st Floor Area	1,536 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2012
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Pile
Roof Type	Reinforced Concrete
Roof Material	Other
Lot Area	9,050 sqft (0.207 acres)
Garage Type	Carport
Carport	Carport
Carport Area	960 sqft

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Open Porch
Porch Area	1,484 sqft
Patio Area	2,360 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1633992
Old Parcel Number	01613900514730000000
Street Address	22 NORTH DR
City	KEY LARGO
State	FL
Zip	33037-2917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2 LT 11 STILLWRIGHT POINT PLAT 2 KEY LARGO PB4-154 OR699-886 OR704-689 OR821-1120 OR1538-63 OR1538-64 OR1897-946/47
Legal Range	39E
Legal Township	61S
Legal Section	01
Legal Subdivision	STILLWRIGHT POINT NO 2
Legal Block	2
Legal Lot Number	11
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2003
Census Tract	972700

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	22 NORTH DR, KEY LARGO, FL 33037-2917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2025 · Amount on Record
Deed Sale	Jan 17, 2025 · Amount on Record
Prior Sale	Oct 3, 2019 · Amount on Record
Deed Document Number	2486912
Deed Book / Page	3308 / 1038
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 3, 2019
Property Address	22 NORTH DR, KEY LARGO, FL 33037-2917
Document Number	0029880022
Book / Page	2988 / 0022
Map Reference	MB 4 PG 154
Instrument Date	Sep 19, 2019
Instrument	2239378
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4325 SW 10TH AVE, 4325, CAPE CORAL, FL 33914-5743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3265 SW 60TH CT, MIAMI, FL 33155-4048

Mortgage

Document Number	0029880024
Date	Oct 3, 2019
Instrument	2988-0024

Lender

Name	APOLLO BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,666,853 (+13.95%) Land $1,151,137 Building $515,716	$1,666,853 (+13.95%) Land $1,151,137 Building $515,716
2024	$11,757.00 (+8.8%)
2023	$10,806.00 (+16.63%)	$1,462,779 (+18.76%) Land $1,006,541 Building $456,238	$1,462,779 (+18.76%) Land $1,006,541 Building $456,238
2022	$9,265.00	$1,231,698 Land $805,608 Building $426,090	$1,231,698 Land $805,608 Building $426,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 433 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	660 units insured incl. 227 condo units
Nearby Flood Claims	80 (1999–2024)
Claims Outside the SFHA	1 of 80
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 11 claims Hurricane Irma, Sep 2017 · 33 claims Hurricane Wilma, Oct 2005 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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