22 N Shore Cir, Waco, TX 76708 Property Records

McLennan County property record for 22 N Shore Cir, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,218 sqft · built 2006
Lot Size	0.231 acres (10,042 sqft)
Owner	Individual Name on File
Last Sale	$256,300 (Dec 2016)
Tax Bill	$5,914 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-067400-000211-0`

Property Details

APN / Parcel Number

Primary APN	`18-067400-000211-0`
Alternative APN	`330518`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,218 sqft Living Area
Gross Area	2,908 sqft
1st Floor Area	2,218 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,042 sqft (0.231 acres)
Lot Dimensions	143 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	690 sqft
Driveway	Concrete Driveway
Driveway Area	1,500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	600 sqft
Porch	Open Porch
Porch Area	124 sqft
Patio Area	900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	22 N SHORE CIR
City	WACO
State	TX
Zip	76708-5870
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	NORTH SHORE ADDITION PUD LOT 11 BLOCK 2 ACRES .2305
Legal Subdivision	NORTH SHORE ADDITION PUD
Legal Block	2
Legal Lot Number	11
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2046
Census Tract	4105

Owner

22 N Shore Cir is owned and occupied by an individual who bought it in December 2016.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	22 N SHORE CIR, WACO, TX 76708-5870
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2016 · Amount on File
Deed Sale	Dec 13, 2016 · Amount on File
Prior Sale	Mar 6, 2015 · Amount on File
Deed Document Number	201640499
Prior Transfer Date	Dec 8, 2016
Prior Transfer Doc	0000040499
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	22 N SHORE CIR, WACO, TX 76708-5870
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031255
Date	Sep 4, 2020
Instrument	2020031255

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 22 N Shore Cir was $5,914 with a homeowner's exemption, down 7% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,900 (+6.82%) Land $64,871 Building $325,029	$389,900 (+6.82%) Land $64,871 Building $325,029
2025	$5,914.00 (-7.01%) Homeowner's exemption	$365,000 Land $51,210 Building $313,790	$365,000 Land $51,210 Building $313,790
2024	$6,360.00
2023		$365,000 Land $51,210 Building $313,790	$365,000 Land $51,210 Building $313,790
2022	$6,387.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 N Shore Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 N Shore Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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