18 N Shore Cir, Waco, TX 76708 Property Records

McLennan County property record for 18 N Shore Cir, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,758 sqft · built 2008
Lot Size	0.31 acres (13,521 sqft)
Owner	2 Individual Names on File
Last Sale	$262,500 (Apr 2021)
Tax Bill	$6,220 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-067400-000213-0`

Property Details

APN / Parcel Number

Primary APN	`18-067400-000213-0`
Alternative APN	`330520`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,758 sqft Living Area
Gross Area	3,448 sqft
1st Floor Area	2,758 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Stone
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	13,521 sqft (0.31 acres)
Garage Type	Attached
Garage Area	690 sqft
Driveway	Concrete Driveway
Driveway Area	2,950 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	533 sqft
Patio Area	314 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	18 N SHORE CIR
City	WACO
State	TX
Zip	76708-5870
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	NORTH SHORE ADDITION PUD LOT 13 BLOCK 2 ACRES .3104
Legal Subdivision	NORTH SHORE ADDITION PUD
Legal Block	2
Legal Lot Number	13
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2046
Census Tract	4105

Owner

18 N Shore Cir is owned and occupied by two individuals who bought it in April 2021.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 N SHORE CIR, WACO, TX 76708-5870
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Vendor's Lien, Transfer · Conventional Mortgage HAMILTON HOME LOANS INC
May 12, 2020	Vendor's Lien, Transfer · Conventional Mortgage HAMILTON GROUP FUNDING INC
Jun 20, 2017	Vendor's Lien, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2021 · Amount on File
Deed Sale	Apr 30, 2021 · Amount on File
Prior Sale	May 12, 2020 · Amount on File
Deed Document Number	202116503
Prior Transfer Date	Nov 5, 2007
Prior Transfer Doc	0000040821
Record Updated	Oct 29, 2026

April 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Apr 30, 2021
Property Address	18 N SHORE CIR, WACO, TX 76708-5870
Document Number	0000016503
Map Reference	FILE 2005006888
Instrument Date	Apr 29, 2021
Instrument	2021016503
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 N SHORE CIR, WACO, TX 76708-5870

Mortgage

Document Number	0000016504
Date	Apr 30, 2021
Instrument	2021016504

Lender

Name	HAMILTON HOME LOANS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

May 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	May 12, 2020
Property Address	18 N SHORE CIR, WACO, TX 76708-5870
Document Number	0000015232
Map Reference	FILE 2005006888
Instrument Date	May 5, 2020
Instrument	2020015232
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 SWEET BRIAR CIR, 125, HEWITT, TX 76643-3776

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 SWEET BRIAR CIR, HEWITT, TX 76643-3776

Mortgage

Document Number	0000015233
Date	May 12, 2020
Instrument	2020015233

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

June 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 20, 2017
Property Address	18 N SHORE CIR, WACO, TX 76708-5870
Document Number	0000019868
Map Reference	FILE2005006888
Instrument Date	Jun 16, 2017
Instrument	2017019868
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9607 S CARRIAGE CHASDE LN, SANDY, UT 84092-6312

Mortgage

Document Number	0000019869
Date	Jun 20, 2017
Instrument	2017019869

Lender

Name	US BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 18 N Shore Cir was $6,220 with exemptions applied, down 12.1% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$486,012 (+5.52%) Land $72,473 Building $413,539	$486,012 (+5.52%) Land $72,473 Building $413,539
2025	$6,220.00 (-12.15%) Homeowner's exemption Senior Citizen's exemption	$460,590 Land $65,980 Building $394,610	$460,590 Land $65,980 Building $394,610
2024	$7,080.00
2023		$500,560 Land $65,980 Building $434,580	$500,560 Land $65,980 Building $434,580
2022	$7,331.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 N Shore Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 N Shore Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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