Albany County and Colonie Town property record for 22 Morocco Ln, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,610 sqft · built 2013 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $295,000 (May 2014) |
| Tax Bill | $7,853 (2026) |
| Deeds & Mortgages | Apr 2017 Mortgage Aug 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 16.2-2-56.4 |
| Primary APN | 012689 16.2-2-56.4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,610 sqft Living Area |
| 1st Floor Area | 1,610 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01600200020560040000 |
|---|---|
| Street Address | 22 MOROCCO LN |
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-8504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Block | 2 |
| Legal Lot Number | 56.004 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 13803 |
Source: Albany County and Colonie Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 22 MOROCCO LN, SCHENECTADY, NY 12304-8504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Aug 30, 2018 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Dec 8, 2017 | Warranty Deed, Transfer OTHER |
| Apr 19, 2017 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage HOMESTEAD FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2014 · Amount on Record |
| Deed Sale | May 5, 2014 · Amount on Record |
| Deed Document Number | 201411612758 |
| Deed Book / Page | 3098 / 217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 22 MOROCCO LN, SCHENECTADY, NY 12304-8504 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2022 |
| Title Company | OLD REPUBLIC NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000009086 |
|---|---|
| Date | Apr 19, 2017 |
| Instrument | R2017-09086 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 22 MOROCCO LN, SCHENECTADY, NY 12304-8504 |
| Document Number | 0000020765 |
| Instrument Date | Aug 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 22 MORROCCO LN SCHENECTADY NY 123048504, SCHENECTADY, NY 12304-8504 |
| Document Number | 0000020765 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 20765 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Dec 8, 2017 |
| Property Address | 22 MOROCCO LN, SCHENECTADY, NY 12304-8504 |
| Document Number | 0000029463 |
| Instrument Date | Dec 5, 2017 |
| Instrument | 29463 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,360.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2 CARLTON TER ALBANY NY 122111508, ALBANY, NY 12211-1508 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Apr 19, 2017 |
| Property Address | 22 MOROCCO LN, SCHENECTADY, NY 12304-8504 |
| Instrument Date | Apr 10, 2017 |
| Instrument | 9087 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 22 MORROCCO LN SCHENECTADY NY 123048504, SCHENECTADY, NY 12304-8504 |
| Document Number | 0000009087 |
|---|---|
| Date | Apr 19, 2017 |
| Instrument | 9087 |
| Name | HOMESTEAD FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 18, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,853.00 (-8.47%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $8,580.00 (+11.84%) Homeowner's exemption Senior Citizen's exemption | $182,900 (-) Land $46,000 Building $136,900 | $418,500 (+16.7%) Land $105,254 Building $313,246 |
| 2023 | $182,900 (-) Land $46,000 Building $136,900 | $358,600 (+9.31%) Land $90,189 Building $268,411 | |
| 2022 | $182,900 Land $46,000 Building $136,900 | $328,072 Land $82,511 Building $245,561 | |
| 2021 | $7,672.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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