19 Morocco Ln, Schenectady, NY 12304 Property Records

Albany County and Colonie Town property record for 19 Morocco Ln, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,108 sqft · built 2022
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$506,500 (Sep 2023)
Tax Bill	$11,785 (2026)
Deeds & Mortgages	Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012689 16.2-4-47`

Property Details

APN / Parcel Number

Primary APN	`012689 16.2-4-47`
Alternative APN	`01600200040470000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,108 sqft Living Area
1st Floor Area	917 sqft
2nd Floor Area	1,191 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	147 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01600200040470000000
Street Address	19 MOROCCO LN
City	SCHENECTADY
State	NY
Zip	12304-8505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Block	4
Legal Lot Number	47.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	3
Census Block	3025
Census Tract	13803

Owner

19 Morocco Ln is owned and occupied by two individuals who bought it in September 2023.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19 MOROCCO LN, SCHENECTADY, NY 12304-8505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2023 · Amount on File
Deed Sale	Sep 28, 2023 · Amount on File
Deed Document Number	202317432
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	19 MOROCCO LN, SCHENECTADY, NY 12304-8505
Transaction Type	Mortgage
Record Updated	Feb 16, 2024
Title Company	EAGLE TITLE AND ABSTRACT, ELITE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2025 AVENUE A, SCHENECTADY, NY 12308-1205
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007433
Date	Sep 28, 2023
Instrument	R2023-17433

Lender

Name	EMM LOANS LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08003

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 19 Morocco Ln was $11,785, down 1.4% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,785.00 (-1.4%)
2025	$11,952.00	$258,100 Land $64,500 Building $193,600	$590,600 Land $147,593 Building $443,007
2023		$122,400 (+159.32%) Land $30,600 Building $91,800	$240,000 (+183.47%) Land $60,000 Building $180,000
2022		$47,200 Land $47,200	$84,664 Land $84,664
2021	$1,948.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 19 Morocco Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Morocco Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20