10 Montgomery Rd, Windham, ME 04062 Property Records

Cumberland County and Windham Town property record for 10 Montgomery Rd, Windham, ME 04062

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,074 sqft · built 2001
Lot Size	4.54 acres (198,067 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,606 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`003041F 000`

Property Details

APN / Parcel Number

Primary APN	`003041F 000`
Alternative APNs	`WINM M:3 B:41 L:F` `A2110R`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,074 sqft Living Area
Gross Area	5,378 sqft
1st Floor Area	1,920 sqft
Attic	Attic
Attic Area	768 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	198,067 sqft (4.54 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	A2110R
Street Address	10 MONTGOMERY RD
City	WINDHAM
State	ME
Zip	04062-4124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F
Legal Block	41
Legal Lot Number	F
Jurisdiction	WINDHAM ME
Township / Civil Division	WINDHAM
Census Block Group	1
Census Block	1006
Census Tract	4803

Owner

Source: Cumberland County and Windham Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 MONTGOMERY RD, WINDHAM, ME 04062-4124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Feb 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CUMBERLAND COUNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	10 MONTGOMERY RD, WINDHAM, ME 04062-4124
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0420170307
Date	Jan 28, 2026
Book Page	42017/307
Instrument	3372

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	10 MONTGOMERY RD, WINDHAM, ME 04062-4124
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0364400289
Date	Feb 20, 2020
Book Page	36440/289
Instrument	9368

Lender

Name	CUMBERLAND COUNTY FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Windham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Windham Town
Unified School District	Regional School Unit 14 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,606.00 (+5.14%)	$547,800 (-) Land $146,100 Building $401,700
2024	$6,283.00 (+7.31%)	$547,800 (+4.78%) Land $146,100 Building $401,700
2023	$5,855.00 (+8.31%)	$522,800 (+12.29%) Land $135,900 Building $386,900
2022	$5,406.00	$465,600 Land $121,000 Building $344,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1996)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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