22 Mill St, Troy, NH 03465 Property Records

Cheshire County and Troy Town property record for 22 Mill St, Troy, NH 03465 · Last verified May 2026

Property Highlights

Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Bedrooms10 Beds
Bathrooms3 Baths
Architecture StyleOther
Year BuiltBuilt 1899
Square Footage3,491 sqft Living Area
Lot Size23,522 sqft (0.54 acres)
Last Sale$445,000 (2025)
Tax Bill$7,451.00 (2025)

Owner

Source: Cheshire County and Troy Town records · APN TROY M:018 B:0181 L:0000

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address148 PROCTOR RD, JAFFREY, NH 03452-5435
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2024Deed of Trust, Mortgage · Stand Alone Refinance
KJA CAPITAL LLC
Aug 08, 2025Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC
Jul 12, 2019Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
HARBORONE MTG LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 08, 2025 · Amount on Record
Deed SaleAug 08, 2025 · Amount on Record
Prior SaleMar 16, 2018 · Amount on Record
Deed Doc Number2025862
Deed Book / Page3319 / 86
Record RefreshedJun 08, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTROY TOWN NH
Property Address22 MILL ST, TROY, NH 03465-2146
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003267-916
DateJan 11, 2024
Book Page3267/916
Instrument2400243
Lender
NameKJA CAPITAL LLC
Agreement
TypeStand Alone Refinance
AmountAmount Recorded

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTROY TOWN NH
Recording DateAug 08, 2025
Property Address22 MILL ST, TROY, NH 03465-2146
Document Number0003319-86
Book / Page3319 / 86
Instrument DateAug 07, 2025
Instrument2505862
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address148 PROCTOR RD, JAFFREY, NH 03452-5435

Mortgage

Document Number0002505863
DateAug 08, 2025
Instrument2505863
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2055

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTROY TOWN NH
Property Address22 MILL ST, TROY, NH 03465-2146
Document Number0030720177
Instrument DateJul 12, 2019
Transaction TypeMortgage
Record UpdatedAug 13, 2019
Title CompanyPHENIX TITLE SERVICES LLC, PHENIX TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address22 MILL ST TROY NH 034652146, TROY, NH 03465-2146

Mortgage

Document Number0030720177
DateJul 12, 2019
Book Page003072/000177
Instrument5282
Lender
NameHARBORONE MTG LLC
AddressMANCHESTER, NH 03101
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 11, 2049

Tax Assessment & Valuation

Source: Cheshire County and Troy Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyCheshire County
County SubdivisionTroy Town
Unified School DistrictMonadnock Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$7,451.00 (+41.04%)$345,900 (+21.71%) Land $25,800 Building $320,100
2024$5,283.00 (+29.17%)$284,200 (+141.67%) Land $25,800 Building $258,400
2018$4,090.00$117,600 Land $23,100 Building $94,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cheshire County (33005C), updated September 28, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 53% of New Hampshire
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Troy Village Historic District
listed 2002 · 241 contributing resources · NRIS 02001500

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APNTROY M:018 B:0181 L:0000

Interior

Bedrooms10 Beds
Full Baths3 Baths
Units3 Units
Building Area3,491 sqft Living Area
Gross Area6,155 sqft Gross Area
1st Floor1,659 sqft 1st Floor
Attic Area672 sqft Attic
Attic1 Attic
Basement Area763 sqft Basement
Unfinished Basement763 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1899
Effective Year BuiltEffective 1899
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area23,522 sqft (0.54 acres)
Deck AreaDeck Area

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address22 MILL ST
CityTROY
StateNH
Zip03465-2146
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal Block181
JurisdictionTROY TOWN NH
Minor Civil DivisionTROY
Census Blockgroup3
Census Block3018
Census Tract970800

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