21 Mill St, Troy, NH 03465 Property Records

Cheshire County and Troy Town property record for 21 Mill St, Troy, NH 03465

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 1,960 sqft · built 2022
Lot Size	2.02 acres (87,991 sqft)
Owner	Company Name on File
Tax Bill	$9,646 (2025)
Deeds & Mortgages	Aug 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`TROY M:018 B:0195 L:0002`

Property Details

APN / Parcel Number

Primary APN	`TROY M:018 B:0195 L:0002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,960 sqft Living Area
Gross Area	2,240 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,991 sqft (2.02 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	21 MILL ST
City	TROY
State	NH
Zip	03465
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	MILL
Legal Block	195
Legal Lot Number	2
Jurisdiction	TROY TOWN NH
Township / Civil Division	TROY
Census Block Group	3
Census Block	3029
Census Tract	970800

Owner

Source: Cheshire County and Troy Town records · APN TROY M:018 B:0195 L:0002

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	241 NH ROUTE 12 S, FITZWILLIAM, NH 03447-3244
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY TOWN NH
Property Address	21 MILL ST, TROY, NH 03465
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03320-1399
Date	Aug 26, 2025
Book Page	3320/1399
Instrument	2506429

Lender

Name	SAVINGS BANK OF WALPOLE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cheshire County and Troy Town records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Troy Town
Unified School District	Monadnock Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$9,646.00	$447,800 Land $80,900 Building $366,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Troy Village Historic District listed 2002 · 241 contributing resources · NRIS 02001500

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Xfinity.

Based on FCC filings for 183 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TROY WATER WORKS serves 1,200 people
Water Source	Groundwater
Last State Inspection	Jan 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.