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20 Maple St, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 20 Maple St, Spencer, MA 01562 · Last verified April 2026

Property Summary

Property TypeApartments (5+ Units)
Details9 bd · 4 ba · 5,158 sqft · built 1896
Lot Size0.086 acres (3,730 sqft)
OwnerIndividual Name on File
Last Sale$570,000 (Sep 2023)
Tax Bill$63 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Nov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNSPEN M:00U07 B:00058 L:00000

Property Details

APN / Parcel Number

Primary APNSPEN M:00U07 B:00058 L:00000

Interior

Bedrooms9 Beds
Full Baths4 Baths
Units4 Units
Stories3 Stories
Building Area5,158 sqft Living Area
Gross Area6,760 sqft

Exterior

Year BuiltBuilt 1896
Effective Year BuiltEffective 1896
Architectural StyleHigh Rise
Exterior MaterialAluminum/Vinyl
Roof TypeMansard
Roof MaterialSlate
Lot Area3,730 sqft (0.086 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address20 MAPLE ST
CitySPENCER
StateMA
Zip01562-4104
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal Block58
JurisdictionSPENCER MA
Township / Civil DivisionSPENCER
Census Block Group3
Census Block3000
Census Tract726200

Owner

Source: Worcester County and Spencer Town records · APN SPEN M:00U07 B:00058 L:00000

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20 MAPLE ST, SPENCER, MA 01562-4104
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2023Deed, Transfer · FHA Mortgage
SEACOAST MORTGAGE CORPORATION
Nov 05, 2021Quit Claim Deed, Transfer · FHA Mortgage
TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 21, 2023 · Amount on Record
Deed SaleSep 21, 2023 · Amount on Record
Prior SaleNov 05, 2021 · Amount on Record
Transfer Doc53505-210
Record UpdatedJun 08, 2026

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionSPENCER MA
Recording DateSep 21, 2023
Property Address20 MAPLE ST, SPENCER, MA 01562-4104
Document Number069667-152
Book / Page69667 / 152
Instrument DateSep 20, 2023
Instrument78536
Transaction TypeTransfer
Record UpdatedOct 09, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 MAPLE ST, SPENCER, MA 01562-4104

Mortgage

Document Number0000078537
DateSep 21, 2023
Instrument78537
Lender
NameSEACOAST MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPENCER MA
Recording DateNov 05, 2021
Property Address20 MAPLE ST, SPENCER, MA 01562-4104
Document Number66469-289
Book / Page66469 / 289
Instrument DateNov 05, 2021
Instrument156095
Transaction TypeTransfer
Record UpdatedNov 19, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 MAPLE ST, SPENCER, MA 01562-4104

Mortgage

Document Number156096
DateNov 05, 2021
Instrument156096
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Spencer Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionSpencer Town
Unified School DistrictSpencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$63.00 (-98.79%)$540,300 (+19.09%) Land $32,100 Building $508,200
2024$5,190.00 (-4.28%)$453,700 (+0.91%) Land $32,100 Building $421,600
2023$5,422.00$449,600 Land $32,100 Building $417,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277262003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 422 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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