22 Maple St, Cooperstown, NY 13326 Property Records

Otsego County and Otsego Town property record for 22 Maple St, Cooperstown, NY 13326

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,072 sqft · built 1910
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Jan 2010)
Tax Bill	$3,428 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`365001 131.05-1-16.00`

Property Details

APN / Parcel Number

Primary APN	`365001 131.05-1-16.00`
Alternative APNs	`500113100500010160000000` `132200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,072 sqft Living Area
1st Floor Area	641 sqft
Upper Floors Area	431 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1975
Architectural Style	Cottage
Exterior Material	Wood
Lot Area	8,276 sqft (0.19 acres)
Lot Width	49 ft Width
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	443 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	132200
Street Address	22 MAPLE ST
City	COOPERSTOWN
State	NY
Zip	13326-1430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	992F GREEN BUILD LOTS 0 10
Legal Block	1
Legal Lot Number	16.000
Jurisdiction	OTSEGO NY
Township / Civil Division	OTSEGO
Census Block Group	2
Census Block	2008
Census Tract	590202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Glimmerglass Historic District listed 1999 · 1,475 contributing resources · NRIS 99001136

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Otsego County and Otsego Town records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 MAPLE ST, COOPERSTOWN, NY 13326-1430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2010 · Amount on Record
Deed Sale	Jan 15, 2010 · Amount on Record
Deed Book / Page	2010 / 247
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	22 MAPLE ST, COOPERSTOWN, NY 13326-1430
Document Number	0000003502
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 MAPLE ST COOPERSTOWN NY 133261430, COOPERSTOWN, NY 13326-1430

Mortgage

Document Number	0000003502
Date	Aug 21, 2020
Instrument	3502

Lender

Name	LAND HM FIN'L SVCS INC
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 20, 2035

Tax Assessment & Valuation

Source: Otsego County and Otsego Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Otsego Town
Municipality	Cooperstown Village
Unified School District	Cooperstown Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,428.00	$153,000 (-) Land $22,800 Building $130,200	$218,571 (+17.14%) Land $32,571 Building $186,000
2023		$153,000 Land $22,800 Building $130,200	$186,585 Land $27,805 Building $158,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1998 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20