12 Maple St, Cooperstown, NY 13326 Property Records

Otsego County and Otsego Town property record for 12 Maple St, Cooperstown, NY 13326

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,612 sqft · built 1909
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,165 (2026)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`365001 131.05-1-11.00`

Property Details

APN / Parcel Number

Primary APN	`365001 131.05-1-11.00`
Alternative APNs	`500113100500010110000000` `011700`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,612 sqft Living Area
1st Floor Area	806 sqft
2nd Floor Area	806 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1975
Architectural Style	Traditional
Exterior Material	Concrete
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	175 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	582 sqft
Patio Area	184 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	011700
Street Address	12 MAPLE ST
City	COOPERSTOWN
State	NY
Zip	13326-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	002F GREEN BUILD LOTS 0 5
Legal Block	1
Legal Lot Number	11.000
Jurisdiction	OTSEGO NY
Township / Civil Division	OTSEGO
Census Block Group	2
Census Block	2000
Census Tract	590202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Glimmerglass Historic District listed 1999 · 1,475 contributing resources · NRIS 99001136

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Otsego County and Otsego Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 MAPLE ST, COOPERSTOWN, NY 13326-1412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	12 MAPLE ST, COOPERSTOWN, NY 13326-1412
Document Number	0000005379
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	COOPER COUNTRY ABSTRACT, COOPER CNTRY ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 MAPLE ST COOPERSTOWN NY 133261412, COOPERSTOWN, NY 13326-1412

Mortgage

Document Number	0000005379
Date	Dec 1, 2020
Instrument	5379

Lender

Name	WAYNE BK
Type	Bank
Address	HONESDALE, PA 18431

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 30, 2040

Tax Assessment & Valuation

Source: Otsego County and Otsego Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Otsego Town
Municipality	Cooperstown Village
Unified School District	Cooperstown Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,165.00 (+9.57%) Homeowner's exemption
2025	$4,714.00	$223,900 (-) Land $40,900 Building $183,000	$319,857 (+17.14%) Land $58,429 Building $261,428
2023		$223,900 Land $40,900 Building $183,000	$273,049 Land $49,878 Building $223,171

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1998 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20