22 Lorraine Ter, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 22 Lorraine Ter, Marblehead, MA 01945

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,197 sqft · built 1967
Lot Size0.161 acres (7,000 sqft)
OwnerIndividual Name on File
Last Sale$565,000 (Aug 2014)
Tax Bill$8,325 (2026)
Deeds & MortgagesJan 2021 Refinance
Flood ZoneZone X (minimal risk)
APNMARB M:0105 B:0007 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0105 B:0007 L:0

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,197 sqft Living Area
Gross Area2,957 sqft
Basement Area704 sqft
Unfinished Basement211 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,000 sqft (0.161 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address22 LORRAINE TER
CityMARBLEHEAD
StateMA
Zip01945-1334
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal Block7
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group3
Census Block3003
Census Tract203200

Owner

22 Lorraine Ter is owned and occupied by an individual who bought it in August 2014.

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address22 LORRAINE TER, MARBLEHEAD, MA 01945-1334
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2014 · Amount on File
Deed SaleAug 22, 2014 · Amount on File
Prior SaleMay 28, 2004 · Amount on File
Deed Book / Page33495 / 657
Transfer Doc033495-657
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address22 LORRAINE TER, MARBLEHEAD, MA 01945-1334
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039458-182
DateJan 27, 2021
Book Page39458/182
Instrument20210127001210
Lender
NameUS BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueFeb 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 22 Lorraine Ter was $8,325, up 5.7% from the year before.

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,325.00 (+5.71%)$972,500 (+11.76%) Land $646,600 Building $325,900$1,049,743 (+6.88%)
2025$7,875.00 (-2.08%)$870,200 (-3.04%) Land $573,400 Building $296,800$982,205
2024$8,042.00 (+4.66%)$897,500 (+16.8%) Land $610,000 Building $287,500
2023$7,684.00$768,400 Land $536,800 Building $231,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Lorraine Ter in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims5 (1991–2007)
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event
  • Coastal Storm, Oct 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 22 Lorraine Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

May also be available: T-Mobile.

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