19 Lorraine Ter, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 19 Lorraine Ter, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,605 sqft · built 1967
Lot Size	0.169 acres (7,349 sqft)
Owner	2 Company Names on Record
Last Sale	$663,000 (Oct 2019)
Tax Bill	$8,016 (2026)
Deeds & Mortgages	Oct 2021 Refinance Jan 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0105 B:0012 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0105 B:0012 L:0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,605 sqft Living Area
Gross Area	3,141 sqft
Basement Area	682 sqft
Unfinished Basement	682 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,349 sqft (0.169 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	19 LORRAINE TER
City	MARBLEHEAD
State	MA
Zip	01945-1333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Subdivision	REESA REALTY TRUST
Legal Block	12
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	3
Census Block	3004
Census Tract	203200

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	19 LORRAINE TER, MARBLEHEAD, MA 01945-1333
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Jan 19, 2022	Deed of Trust, Mortgage · Line of Credit MARBLEHEAD SAVINGS BANK
Sep 26, 2025	Deed of Trust, Mortgage · Line of Credit MARBLEHEAD SAVINGS BANK
Feb 15, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 17, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2019 · Amount on Record
Deed Sale	Oct 17, 2019 · Amount on Record
Prior Sale	Jan 9, 2014 · Amount on Record
Deed Book / Page	37941 / 38
Last Transfer Date	Feb 9, 2022
Transfer Doc	040726-369
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	19 LORRAINE TER, MARBLEHEAD, MA 01945-1333
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040420-474
Date	Oct 27, 2021
Book Page	40420/474
Instrument	20211027002950

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	19 LORRAINE TER, MARBLEHEAD, MA 01945-1333
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040665-169
Date	Jan 19, 2022
Book Page	40665/169
Instrument	20220119000810

Lender

Name	MARBLEHEAD SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

Interest

Rate Type	Adjustable Rate

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	19 LORRAINE TER, MARBLEHEAD, MA 01945-1333
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042970-227
Date	Sep 26, 2025
Book Page	42970/227
Instrument	20250926000900

Lender

Name	MARBLEHEAD SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

Interest

Rate Type	Adjustable Rate

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Feb 15, 2022
Property Address	19 LORRAINE TER, MARBLEHEAD, MA 01945-1333
Document Number	040726-369
Book / Page	40726 / 369
Instrument Date	Feb 9, 2022
Instrument	20220215001070
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 LORRAINE TER, MARBLEHEAD, MA 01945-1333

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Oct 17, 2019
Property Address	19 LORRAINE TER, MARBLEHEAD, MA 01945-1333
Document Number	37941-38
Book / Page	37941 / 38
Instrument Date	Oct 15, 2019
Instrument	20191017001220
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 MANATAUG TRL, MARBLEHEAD, MA 01945-1310

Mortgage

Document Number	191017001230
Date	Oct 17, 2019
Instrument	191017001230

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,016.00 (+5.74%)	$936,500 (+11.79%) Land $653,100 Building $283,400	$971,347 (+11.22%)
2025	$7,581.00 (-2.39%)	$837,700 (-3.37%) Land $579,200 Building $258,500	$873,335
2024	$7,767.00 (+4.37%)	$866,900 (+16.49%) Land $616,100 Building $250,800
2023	$7,442.00	$744,200 Land $542,200 Building $202,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1991–2007)
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event	Coastal Storm, Oct 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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