Essex County and Gloucester City property record for 22 Laurel St, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,596 sqft · built 1988 |
| Lot Size | 0.539 acres (23,468 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $170,000 (Oct 1997) |
| Tax Bill | $6,970 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Mar 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0220 B:0168 L:0000 |
| Primary APN | GLOU M:0220 B:0168 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,596 sqft Living Area |
| Gross Area | 3,920 sqft |
| 1st Floor Area | 1,128 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 432 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,468 sqft (0.539 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 22 LAUREL ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-2327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-30 |
| Legal Block | 168 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 221901 |
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 22 LAUREL ST, GLOUCESTER, MA 01930-2327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Mar 21, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Aug 31, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 1997 · Amount on Record |
| Deed Sale | Oct 10, 1997 · Amount on Record |
| Prior Sale | Apr 1, 1994 · Amount on Record |
| Deed Book / Page | 14365 / 535 |
| Last Transfer Date | Aug 30, 2021 |
| Transfer Doc | 40231-341 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 22 LAUREL ST, GLOUCESTER, MA 01930-2327 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 043118-502 |
|---|---|
| Date | Dec 10, 2025 |
| Book Page | 43118/502 |
| Instrument | 20251210000850 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 22 LAUREL ST, GLOUCESTER, MA 01930-2327 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 041484-368 |
|---|---|
| Date | Mar 21, 2023 |
| Book Page | 41484/368 |
| Instrument | 20230321001900 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Aug 31, 2021 |
| Property Address | 22 LAUREL ST, GLOUCESTER, MA 01930-2327 |
| Document Number | 40231-341 |
| Book / Page | 40231 / 341 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 20210831004460 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 LAUREL ST, GLOUCESTER, MA 01930-2327 |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,970.00 (-0.84%) | $748,700 (+3.54%) Land $236,800 Building $511,900 | $764,998 (+31.36%) |
| 2025 | $7,029.00 (-0.73%) | $723,100 (-0.65%) Land $219,300 Building $503,800 | $582,350 |
| 2024 | $7,081.00 | $727,800 Land $208,800 Building $519,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 33 (1978–2018) |
| Claims Outside the SFHA | 17 of 33 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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