Essex County and Gloucester City property record for 12 Laurel St, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,128 sqft · built 2021 |
| Lot Size | 0.252 acres (10,968 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Feb 2020) |
| Tax Bill | $8,017 (2026) |
| Deeds & Mortgages | Jan 2021 Refinance Jan 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0220 B:0135 L:0000 |
| Primary APN | GLOU M:0220 B:0135 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,128 sqft Living Area |
| Gross Area | 3,590 sqft |
| 1st Floor Area | 1,204 sqft |
| Basement Area | 364 sqft |
| Unfinished Basement | 364 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,968 sqft (0.252 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 12 LAUREL ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-2327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Block | 135 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 221901 |
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 LAUREL ST, GLOUCESTER, MA 01930-2327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPE ANN SAVINGS BANK |
| Jan 13, 2021 | Deed of Trust, Mortgage · Line of Credit CAPE ANN SAVINGS BANK |
| Oct 11, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPE ANN SAVINGS BANK |
| Feb 24, 2020 | Quit Claim Deed, Transfer · Stand-Alone Refinance CAPE ANN SAVINGS BANK |
| Jul 11, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jul 11, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2020 · Amount on Record |
| Deed Sale | Feb 24, 2020 · Amount on Record |
| Prior Sale | Jul 11, 2019 · Amount on Record |
| Deed Book / Page | 38282 / 87 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 12 LAUREL ST, GLOUCESTER, MA 01930-2327 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039406-175 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 39406/175 |
| Instrument | 20210113001800 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 12 LAUREL ST, GLOUCESTER, MA 01930-2327 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039406-187 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 39406/187 |
| Instrument | 20210113001810 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 12 LAUREL ST, GLOUCESTER, MA 01930-2327 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041802-416 |
|---|---|
| Date | Oct 11, 2023 |
| Book Page | 41802/416 |
| Instrument | 20231011001670 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Feb 24, 2020 |
| Property Address | 12 LAUREL ST, GLOUCESTER, MA 01930-2327 |
| Document Number | 0038282-87 |
| Book / Page | 38282 / 87 |
| Instrument Date | Feb 24, 2020 |
| Instrument | 20200224003010 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 LAUREL ST, GLOUCESTER, MA 01930-2327 |
| Document Number | 200224003020 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 200224003020 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Feb 24, 2028 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Jul 11, 2019 |
| Property Address | 12 LAUREL ST, GLOUCESTER, MA 01930-2327 |
| Document Number | 37656-521 |
| Book / Page | 037656 / 000521 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 1907112840 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $478.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 UNCAS RD GLOUCESTER MA 019302428, GLOUCESTER, MA 01930-2428 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Jul 11, 2019 |
| Property Address | 12 LAUREL ST, GLOUCESTER, MA 01930-2327 |
| Document Number | 37656-525 |
| Book / Page | 037656 / 000525 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 1907112850 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 UNCAS RD GLOUCESTER MA 019302428, GLOUCESTER, MA 01930-2428 |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,017.00 (+2.98%) | $861,100 (+7.52%) Land $202,400 Building $658,700 | $823,439 (+19.61%) |
| 2025 | $7,785.00 (+0.23%) | $800,900 (+0.33%) Land $187,400 Building $613,500 | |
| 2024 | $7,767.00 (+3.84%) | $798,300 (+13.03%) Land $178,500 Building $619,800 | $688,465 |
| 2023 | $7,480.00 | $706,300 Land $159,400 Building $546,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 33 (1978–2018) |
| Claims Outside the SFHA | 17 of 33 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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