22 Laura Ave, Prospect, CT 06712 Property Records

Prospect Town property record for 22 Laura Ave, Prospect, CT 06712

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 1,952 sqft · built 1977
Lot Size0.45 acres (19,602 sqft)
OwnerIndividual Name on Record
Last Sale$410,000 (Jul 2025)
Tax Bill$7,154 (2025)
Deeds & MortgagesJan 2022 Refinance
Jul 2025 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APNL0159000

Property Details

APN / Parcel Number

Primary APNL0159000
Alternative APN
  • PROS M:105 B:78 L:22

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,952 sqft Living Area
Gross Area3,200 sqft
Basement Area1,248 sqft
Unfinished Basement750 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2004
Architectural StyleSplit Level
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,602 sqft (0.45 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account NumberL0159000
Street Address22 LAURA AVE
CityPROSPECT
StateCT
Zip06712-1131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-1
Legal Block78
Legal Lot Number22
JurisdictionPROSPECT CT
Township / Civil DivisionPROSPECT
Census Block Group1
Census Block1006
Census Tract347200

Owner

Source: Prospect Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address22 LAURA AVE, PROSPECT, CT 06712-1131
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
LIBERTY BANK
Jul 8, 2025Warranty Deed, Transfer · Line of Credit
T2 FINANCIAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 2025 · Amount on Record
Deed SaleJul 8, 2025 · Amount on Record
Prior SaleDec 21, 1988 · Amount on Record
Deed Document Number2025674
Deed Book / Page934 / 434
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPROSPECT CT
Property Address22 LAURA AVE, PROSPECT, CT 06712-1131
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000907-267
DateJan 14, 2022
Book Page907/267
Instrument66
Lender
NameLIBERTY BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPROSPECT CT
Recording DateJul 8, 2025
Property Address22 LAURA AVE, PROSPECT, CT 06712-1131
Document Number000934-434
Book / Page934 / 434
Instrument DateJul 7, 2025
Instrument2025674
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000934437
DateJul 8, 2025
Instrument934/437
Lender
NameT2 FINANCIAL LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueAug 1, 2055

Tax Assessment & Valuation

Source: Prospect Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionProspect Town
Unified School DistrictRegional School District 16 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,154.00$279,790 (+46.66%) Land $65,730 Building $214,060$195,853 Land $46,011 Building $149,842
2024$7,154.00 (+17.49%)
2023$6,089.00 (-0.1%)$190,770 (-) Land $65,760 Building $125,010
2022$6,095.00$190,770 Land $65,760 Building $125,010

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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